Usha Financial Services
Usha Financial Services Share Price Chart
Usha Financial Services last traded at ₹52.00 (2026-10-13). Over the past month the stock moved +4.0%, three months the stock moved +47.3%, year the stock moved +15.6%. Its closing range over 52 weeks is ₹27.85 – ₹56.10, with the latest close 7.3% below the high.
Closing prices up to 2026-10-13.
About Usha Financial Services
Incorporated in May 1995, Usha Financial Services Limited is a non-banking finance company providing lending solutions to other NBFCs, corporates, MSMEs, and individuals, particularly women entrepreneurs.[1]
Key Borrowers[1] 1. Loans to NBFCs and Corporates: Providing capital to NBFCs for onward lending and to corporates for working capital needs. Green Financing / Electric Vehicle Financing: Special focus on financing electric vehicles and batteries, promoting sustainable transportation solutions. MSMEs, Focusing on Small Entrepreneurs: Financial assistance tailored for small and medium enterprises, with a focus on supporting growth, particularly for women entrepreneurs.
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Usha Financial Services reported sales of ₹20.26 crore (+16.6%) and net profit of ₹8.03 crore (+50.1%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 20.26 | 11.20 | 55.28 | 8.03 | 1.85 |
| Mar 2026 | 17.63 | 9.16 | 51.96 | 6.55 | 1.51 |
| Dec 2025 | 19.18 | 9.62 | 50.16 | 6.59 | 1.52 |
| Sep 2025 | 16.93 | 5.68 | 33.55 | 3.98 | 0.92 |
| Jun 2025 | 17.38 | 7.49 | 43.10 | 5.35 | 1.23 |
| Mar 2025 | 16.94 | 1.92 | 11.33 | 0.98 | 0.23 |
| Dec 2024 | 16.56 | 6.05 | 36.53 | 4.55 | 1.05 |
| Sep 2024 | 13.58 | 5.65 | 41.61 | 4.19 | 1.32 |
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Sales growth | +24.7% | +15.8% | +4.1% | +16.6% |
| Operating profit growth | +0.5% | +59.0% | +377.1% | +49.5% |
| Net profit growth | -5.0% | +44.8% | +568.4% | +50.1% |
| EPS growth | -30.3% | +44.8% | +556.5% | +50.4% |
| OPM % | 33.6% | 50.2% | 52.0% | 55.3% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Usha Financial Services reported sales of ₹71.00 crore (+18.3%) and net profit of ₹22.00 crore (+57.1%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 71.00 | 32.00 | 45.00 | 22.00 | 5.17 |
| Mar 2025 | 60.00 | 42.00 | 70.00 | 14.00 | 6.35 |
| Mar 2024 | 64.00 | 48.00 | 75.00 | 13.00 | 12.71 |
| Mar 2023 | 46.00 | 35.00 | 77.00 | 10.00 | – |
| Mar 2022 | 25.00 | 16.00 | 64.00 | 4.00 | – |
| Mar 2021 | 26.00 | 16.00 | 62.00 | 4.00 | – |
| Mar 2020 | 52.00 | 36.00 | 70.00 | 11.00 | – |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Sales growth | -50.0% | -3.8% | +84.0% | +39.1% | -6.3% | +18.3% |
| Operating profit growth | -55.6% | +0.0% | +118.8% | +37.1% | -12.5% | -23.8% |
| Net profit growth | -63.6% | +0.0% | +150.0% | +30.0% | +7.7% | +57.1% |
| EPS growth | – | – | – | – | -50.0% | -18.6% |
| OPM % | 62.0% | 64.0% | 77.0% | 75.0% | 70.0% | 45.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
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Frequently Asked Questions
What is Usha Financial Services's current stock price?
Usha Financial Services shares were last quoted at ₹52.00 (-1.9% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Usha Financial Services?
Usha Financial Services has a price-to-earnings (P/E) ratio of 10.44 and a price-to-book (P/B) ratio of 1.02. The industry P/E is 24.58.
What is the 52-week high and low of Usha Financial Services?
The 52-week high of Usha Financial Services is ₹56.45 and the 52-week low is ₹26.75.
What is the market cap of Usha Financial Services?
The market capitalisation of Usha Financial Services is about ₹234.77 crore.
How did Usha Financial Services perform in its latest quarterly results?
In the latest quarter (Jun 2026), Usha Financial Services reported sales of ₹20.26 crore (+16.6%) and net profit of ₹8.03 crore (+50.1%), compared with the same quarter last year.
Is Usha Financial Services a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Usha Financial Services has a 3-year ROE of 10.00%, 3-year profit growth of 30.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Usha Financial Services?
Promoters hold about 74.97% of Usha Financial Services.
Which sector does Usha Financial Services belong to?
Usha Financial Services belongs to the Finance - NBFC sector.