Bajaj Finance

Finance - NBFC
₹954
-0.63%
Prev close ₹960
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Bajaj Finance Share Price Chart

Bajaj Finance last traded at ₹954.00 (2026-10-13). Over the past month the stock moved -8.8%, three months the stock moved +2.6%, year the stock moved -3.9%. Its closing range over 52 weeks is ₹826.85 – ₹1,095.15, with the latest close 12.9% below the high.

Closing prices up to 2026-10-13.

About Bajaj Finance

Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)

Business Overview:[1] The company is India's largest private-sector Non-Banking Financial Company (NBFC), catering to both individual and business customers through a portfolio of financial products and services. Its offerings span loans, fixed deposits, payments, insurance, and mutual funds through its mobile app, website, and social media, and through its branch network.

Fundamentals

Market Cap₹619482.45 Cr
52W High₹1177.60
52W Low₹788.40
P/E Ratio30.51
P/B Ratio5.16
EPS₹32.61
Dividend Yield0.60%
ROE (3yr)20%
Sales Growth (3yr)26%
Profit Growth (3yr)19%

Quarterly Results

In the latest quarter (Jun 2026), Bajaj Finance reported sales of ₹23,165.00 crore (+18.6%) and net profit of ₹6,081.00 crore (+27.6%), compared with the same quarter last year.

Bajaj Finance quarterly results (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Jun 202623,1658,43036.006,0819.61
Mar 202621,6067,65435.005,5538.78
Dec 202521,0135,93728.004,0666.39
Sep 202520,1796,86134.004,9487.84
Jun 202519,5246,61434.004,7657.56
Mar 202518,2945,87932.004,5467.21
Dec 202418,0355,95833.004,3086.86
Sep 202417,0915,60433.004,0146.46
Year-on-year change vs the same quarter last year
Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales growth+27.7%+27.3%+22.6%+21.3%+18.1%+16.5%+18.1%+18.6%
Operating profit growth+14.0%+17.6%+11.2%+21.1%+22.4%-0.4%+30.2%+27.5%
Net profit growth+13.0%+18.4%+18.8%+21.8%+23.3%-5.6%+22.2%+27.6%
EPS growth+10.2%+16.5%+16.7%+19.6%+21.4%-6.9%+21.8%+27.1%
OPM %33.0%33.0%32.0%34.0%34.0%28.0%35.0%36.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Annual Financials

In the latest year (Mar 2026), Bajaj Finance reported sales of ₹81,982.00 crore (+17.6%) and net profit of ₹19,332.00 crore (+15.2%), compared with the previous year.

Bajaj Finance annual profit & loss (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Mar 202681,98227,06733.0019,33230.56
Mar 202569,70922,96333.0016,77926.77
Mar 202454,97419,98936.0014,45123.35
Mar 202341,41116,01839.0011,50819.01
Mar 202231,6419,90631.007,02811.61
Mar 202126,6736,31424.004,4207.33
Mar 202026,3747,60829.005,2648.75
Mar 201918,4876,31034.003,9956.91
Year-on-year change vs the previous year
Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales growth+45.0%+42.7%+1.1%+18.6%+30.9%+32.8%+26.8%+17.6%
Operating profit growth+60.4%+20.6%-17.0%+56.9%+61.7%+24.8%+14.9%+17.9%
Net profit growth+60.1%+31.8%-16.0%+59.0%+63.7%+25.6%+16.1%+15.2%
EPS growth+60.0%+26.6%-16.2%+58.4%+63.7%+22.8%+14.6%+14.2%
OPM %34.0%29.0%24.0%31.0%39.0%36.0%33.0%33.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Shareholding

Promoter Holding54.67%

AI Analysis

Recommendation: Sell

Bajaj Finance trades at ₹825, down 15.67% over 1 month and 16.70% over 3 months, significantly below its 50-day (₹937) and 200-day (₹963.54) averages, signaling a breakdown in near-term momentum. While the stock maintains strong fundamentals with 54.7% promoter holding, a ₹508,563 Cr market cap, and 3.43% dividend yield, recent quarterly results reveal concerning margin compression—OPM declined from 38% (Dec 2022) to 28% (Dec 2025)—and net profit growth has decelerated sharply (+18.4% YoY in Dec 2024 to -5.6% in Dec 2025). The P/E of 28.2x (16.9% premium to industry) combined with a P/B of 5.19 and declining profitability suggests near-term downside risk despite long-term structural strength in the NBFC sector.

Key Strengths:
  • Dominant market position with ₹508,563 Cr market cap and 54.7% promoter holding indicating strong insider confidence and governance
  • Consistent revenue growth: 18035 Cr (Dec 2024) to 21214 Cr (Dec 2025), representing 17.6% YoY expansion across AUM-driven NBFC operations
  • Attractive 3.43% dividend yield with 1-year positive return of 4.71% suggests institutional-grade capital return trajectory despite near-term headwinds
Key Risks:
  • Margin compression across 3 consecutive quarters (38% OPM in Dec 2022 to 28% in Dec 2025) coupled with net profit decline of 5.6% YoY in Dec 2025 signals deteriorating unit economics and potential credit cost escalation
  • Trading 12.1% below 50-day and 14.4% below 200-day averages with -15.67% 1-month decline in a sector sensitive to RBI rate cycles and credit cycle downturn risk

AI-generated analysis for informational purposes only — not SEBI-registered investment advice.

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Frequently Asked Questions

What is the share price of Bajaj Finance today?

Bajaj Finance shares were last quoted at ₹954.00 (-0.6% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.

What is the P/E ratio of Bajaj Finance?

Bajaj Finance has a price-to-earnings (P/E) ratio of 30.51 and a price-to-book (P/B) ratio of 5.16. The industry P/E is 24.58.

What is the 52-week high and low of Bajaj Finance?

The 52-week high of Bajaj Finance is ₹1,177.60 and the 52-week low is ₹788.40.

What is the market cap of Bajaj Finance?

The market capitalisation of Bajaj Finance is about ₹619,482.45 crore.

How did Bajaj Finance perform in its latest quarterly results?

In the latest quarter (Jun 2026), Bajaj Finance reported sales of ₹23,165.00 crore (+18.6%) and net profit of ₹6,081.00 crore (+27.6%), compared with the same quarter last year.

Is Bajaj Finance a good stock to buy?

This page is for information and is not investment advice. As per the data shown here, Bajaj Finance has a 3-year ROE of 20.00%, 3-year profit growth of 19.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.

What is the promoter holding in Bajaj Finance?

Promoters hold about 54.67% of Bajaj Finance.

Which sector does Bajaj Finance belong to?

Bajaj Finance belongs to the Finance - NBFC sector.

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