United Credit Financial Services last traded at ₹20.61 (2026-10-13). Over the past month the stock moved -8.0%, three months the stock moved -21.6%, year the stock moved -35.2%. Its closing range over 52 weeks is ₹20.61 – ₹33.15, with the latest close 37.8% below the high.
Closing prices up to 2026-10-13.
Incorporated in 1991, United Credit Ltd is in the business of Financing and Renting.[1]
Business Overview:[1][2][3] UCL is registered as the non-systematically important non deposit taking non-banking financial company. It earns its revenue from interest on loan and rent. The principal business of the company is hire-purchase, leasing, and consumer financing, real estate investments, equity trading, and capital market operations. The company has already started exploring possibilities in other areas like syndication corporate banking real estate and hotel industries so that the range of activities are expanded.
In the latest quarter (Jun 2026), United Credit Financial Services reported sales of ₹0.78 crore (+5.4%) and net profit of ₹0.19 crore (-24.0%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 0.78 | 0.23 | 29.49 | 0.19 | 0.36 |
| Mar 2026 | 0.83 | 0.30 | 36.14 | 0.22 | 0.41 |
| Dec 2025 | 0.77 | 0.22 | 28.57 | 0.16 | 0.30 |
| Sep 2025 | 0.76 | 0.30 | 39.47 | 0.23 | 0.43 |
| Jun 2025 | 0.74 | 0.28 | 37.84 | 0.25 | 0.47 |
| Mar 2025 | 0.81 | 0.04 | 4.94 | 0.05 | 0.09 |
| Dec 2024 | 0.89 | 0.37 | 41.57 | 0.27 | 0.51 |
| Sep 2024 | 0.88 | 0.38 | 43.18 | 0.43 | 0.81 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +7.3% | +6.0% | -15.6% | -14.9% | -13.6% | -13.5% | +2.5% | +5.4% |
| Operating profit growth | +11.8% | +19.4% | -91.8% | +3.7% | -21.1% | -40.5% | +650.0% | -17.9% |
| Net profit growth | +48.3% | -61.4% | -88.1% | -3.8% | -46.5% | -40.7% | +340.0% | -24.0% |
| EPS growth | +50.0% | -61.1% | -88.6% | -4.1% | -46.9% | -41.2% | +355.6% | -23.4% |
| OPM % | 43.2% | 41.6% | 4.9% | 37.8% | 39.5% | 28.6% | 36.1% | 29.5% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
In the latest year (Mar 2026), United Credit Financial Services reported sales of ₹3.11 crore (-9.6%) and net profit of ₹0.86 crore (-14.9%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 3.11 | 1.10 | 35.37 | 0.86 | 1.61 |
| Mar 2025 | 3.44 | 1.07 | 31.10 | 1.01 | 1.90 |
| Mar 2024 | 3.58 | 1.62 | 45.25 | 1.64 | 3.08 |
| Mar 2023 | 2.92 | 0.93 | 31.85 | 0.72 | 1.35 |
| Mar 2022 | 2.76 | 1.20 | 43.48 | 0.75 | 1.41 |
| Mar 2021 | 2.71 | 1.15 | 42.44 | 0.87 | 1.63 |
| Mar 2020 | 2.89 | 1.15 | 39.79 | 0.90 | 1.69 |
| Mar 2019 | 2.64 | -1.64 | -62.12 | 2.09 | 3.92 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +6.9% | +9.5% | -6.2% | +1.8% | +5.8% | +22.6% | -3.9% | -9.6% |
| Operating profit growth | -250.5% | – | +0.0% | +4.3% | -22.5% | +74.2% | -34.0% | +2.8% |
| Net profit growth | +216.7% | -56.9% | -3.3% | -13.8% | -4.0% | +127.8% | -38.4% | -14.9% |
| EPS growth | +216.1% | -56.9% | -3.6% | -13.5% | -4.3% | +128.1% | -38.3% | -15.3% |
| OPM % | -62.1% | 39.8% | 42.4% | 43.5% | 31.9% | 45.3% | 31.1% | 35.4% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
No AI analysis generated yet for United Credit Financial Services.
Get Free AI Stock Analysis FREE →United Credit standalone net profit declines 24.00% in the June 2026 quarter - Business Standard
United Credit standalone net profit rises 340.00% in the March 2026 quarter - Business Standard
United Credit Financial Services shares were last quoted at ₹20.61 (-10.0% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
United Credit Financial Services has a price-to-earnings (P/E) ratio of 16.24 and a price-to-book (P/B) ratio of 0.43. The industry P/E is 25.35.
The 52-week high of United Credit Financial Services is ₹37.83 and the 52-week low is ₹19.00.
The market capitalisation of United Credit Financial Services is about ₹12.98 crore.
In the latest quarter (Jun 2026), United Credit Financial Services reported sales of ₹0.78 crore (+5.4%) and net profit of ₹0.19 crore (-24.0%), compared with the same quarter last year.
This page is for information and is not investment advice. As per the data shown here, United Credit Financial Services has a 3-year ROE of 4.00%, 3-year profit growth of 6.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
Promoters hold about 57.31% of United Credit Financial Services.
United Credit Financial Services belongs to the Finance - NBFC sector.