PTC India Financial Services

Finance - NBFC
₹26.43
-0.64%
Prev close ₹26.60
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PTC India Financial Services Share Price Chart

PTC India Financial Services last traded at ₹26.43 (2026-10-13). Over the past month the stock moved -4.4%, three months the stock moved -13.9%, year the stock moved -31.5%. Its closing range over 52 weeks is ₹26.13 – ₹39.64, with the latest close 33.3% below the high.

Closing prices up to 2026-10-13.

About PTC India Financial Services

PTC India Financial Services Limited (PFS) is a NBFC registered with RBI which holds the status of Infrastructure Finance Company. It provides equity/debt financing solutions to the energy value chain.[1]

Overview The company is an infrastructure finance company that provides services to entities in the energy value chain. It invests in equity or gives debt to power projects in generation, transmission, distribution, and fuel sources, fuel-related infrastructure, equipment manufacturers and EPC contractors, renewables, transmission, road HAM, annuity projects, e-mobility projects, other sustainable infrastructure projects etc. [1]

Fundamentals

Market Cap₹1694.99 Cr
52W High₹40.51
52W Low₹23.78
P/E Ratio7.61
P/B Ratio0.54
EPS₹3.47
Dividend Yield0%
ROE (3yr)9%
Sales Growth (3yr)-14%
Profit Growth (3yr)22%

Quarterly Results

In the latest quarter (Jun 2026), PTC India Financial Services reported sales of ₹103.00 crore (-27.5%) and net profit of ₹40.00 crore (-70.8%), compared with the same quarter last year.

PTC India Financial Services quarterly results (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Jun 2026103.0056.0054.0040.000.63
Mar 2026119.0063.0053.0046.000.71
Dec 2025122.0065.0054.0049.000.76
Sep 2025132.00119.0091.0088.001.37
Jun 2025142.00148.00104.00137.002.13
Mar 2025153.0072.0047.0058.000.91
Dec 2024158.0082.0052.0067.001.05
Sep 2024163.0065.0040.0047.000.74
Year-on-year change vs the same quarter last year
Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales growth-14.2%-22.5%-13.1%-11.8%-19.0%-22.8%-22.2%-27.5%
Operating profit growth-7.1%+18.8%+260.0%+142.6%+83.1%-20.7%-12.5%-62.2%
Net profit growth-21.7%+34.0%+314.3%+211.4%+87.2%-26.9%-20.7%-70.8%
EPS growth-20.4%+34.6%+313.6%+208.7%+85.1%-27.6%-22.0%-70.4%
OPM %40.0%52.0%47.0%104.0%91.0%54.0%53.0%54.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Annual Financials

In the latest year (Mar 2026), PTC India Financial Services reported sales of ₹515.00 crore (-19.3%) and net profit of ₹319.00 crore (+47.0%), compared with the previous year.

PTC India Financial Services annual profit & loss (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Mar 2026515.00396.0077.00319.004.97
Mar 2025638.00606.0095.00217.003.38
Mar 2024761.00617.0081.00161.002.50
Mar 2023797.00670.0084.00176.002.74
Mar 2022968.00759.0078.00130.002.02
Mar 20211,139851.0075.0026.000.40
Mar 20201,3641,12282.00110.001.71
Mar 20191,3361,22892.00184.002.87
Year-on-year change vs the previous year
Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales growth+12.7%+2.1%-16.5%-15.0%-17.7%-4.5%-16.2%-19.3%
Operating profit growth+128.3%-8.6%-24.2%-10.8%-11.7%-7.9%-1.8%-34.7%
Net profit growth–-40.2%-76.4%+400.0%+35.4%-8.5%+34.8%+47.0%
EPS growth–-40.4%-76.6%+405.0%+35.6%-8.8%+35.2%+47.0%
OPM %92.0%82.0%75.0%78.0%84.0%81.0%95.0%77.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Shareholding

Promoter Holding64.99%

AI Analysis

Recommendation: Hold

PTC India Financial Services is trading at ₹31.68, down 28.3% from 52W high but up 32.8% from 52W low, with neutral technical setup (RSI 55, Tech Score 53.3). The NBFC has strengthened its balance sheet materially—D/E improved from 1.55 (Mar-24) to 0.57 (Mar-26)—and reported FY26 net profit of ₹319 Cr (EPS ₹4.97), but recent quarterly earnings are declining sharply (Jun-25: ₹137 Cr → Mar-26: ₹46 Cr), signaling cyclical or operational headwinds. ROE of 10.4% is average for the sector; P/B of 0.66 is attractive but requires validation against deteriorating quarterly momentum.

Key Strengths:
  • Exceptional balance sheet deleveraging: D/E reduced from 1.55 (Mar-24) to 0.57 (Mar-26), with gross borrowings cut by ₹2,158 Cr while equity strengthened by ₹325 Cr—materially de-risks the NBFC.
  • Strong cash flow generation: Operating cash flow of ₹1,780 Cr (Mar-26) well exceeds net profit of ₹46 Cr in quarter, indicating high-quality earnings and provision buffer capacity.
  • Attractive valuation: P/B of 0.66 trades at significant discount to sector median (~0.90–1.10) and provides margin of safety for patient investors, supported by improved equity base and reduced leverage.
Key Risks:
  • Severe quarterly earnings deterioration: Net profit collapsed 71% QoQ (Jun-25: ₹137 Cr → Mar-26: ₹46 Cr) across last 3 quarters—signals operational headwinds, asset quality stress, or margin compression that may persist into FY27 until new MD steers recovery.
  • Asset quality and provision trend unclear: Reported news cited 73% decline in Stage III assets (positive signal), but absence of detailed NPA/GNPA figures and PCR metrics prevents confirmation of sustainable asset quality recovery; further deterioration would compress profitability.

AI-generated analysis for informational purposes only — not SEBI-registered investment advice.

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Frequently Asked Questions

What is PTC India Financial Services's current stock price?

PTC India Financial Services shares were last quoted at ₹26.43 (-0.6% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.

What is the P/E ratio of PTC India Financial Services?

PTC India Financial Services has a price-to-earnings (P/E) ratio of 7.61 and a price-to-book (P/B) ratio of 0.54. The industry P/E is 24.58.

What is the 52-week high and low of PTC India Financial Services?

The 52-week high of PTC India Financial Services is ₹40.51 and the 52-week low is ₹23.78.

What is the market cap of PTC India Financial Services?

The market capitalisation of PTC India Financial Services is about ₹1,694.99 crore.

How did PTC India Financial Services perform in its latest quarterly results?

In the latest quarter (Jun 2026), PTC India Financial Services reported sales of ₹103.00 crore (-27.5%) and net profit of ₹40.00 crore (-70.8%), compared with the same quarter last year.

Is PTC India Financial Services a good stock to buy?

This page is for information and is not investment advice. As per the data shown here, PTC India Financial Services has a 3-year ROE of 9.00%, 3-year profit growth of 22.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.

What is the promoter holding in PTC India Financial Services?

Promoters hold about 64.99% of PTC India Financial Services.

Which sector does PTC India Financial Services belong to?

PTC India Financial Services belongs to the Finance - NBFC sector.

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