Mahindra and Mahindra Financial Services

Finance - NBFC
₹322.60
+0.99%
Prev close ₹319.45
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Mahindra and Mahindra Financial Services Share Price Chart

Mahindra and Mahindra Financial Services last traded at ₹322.60 (2026-10-13). Over the past month the stock moved -10.3%, three months the stock moved +5.7%, year the stock moved +11.4%. Its closing range over 52 weeks is ₹285.15 – ₹402.95, with the latest close 19.9% below the high.

Closing prices up to 2026-10-13.

About Mahindra and Mahindra Financial Services

Mahindra & Mahindra Financial Services Limited (MMFSL), a part of the Mahindra Group,is a NBFC primarily engaged in the business of financing purchase of new and pre-owned auto and utility vehicles, tractors, cars, commercial vehicles, construction equipment and SME Financing. [1]

Fundamentals

Market Cap₹46307.27 Cr
52W High₹415
52W Low₹269.60
P/E Ratio14.24
P/B Ratio1.68
EPS₹23.40
Dividend Yield2.25%
ROE (3yr)11%
Sales Growth (3yr)18%
Profit Growth (3yr)12%

Quarterly Results

In the latest quarter (Jun 2026), Mahindra and Mahindra Financial Services reported sales of ₹5,718.00 crore (+14.6%) and net profit of ₹927.00 crore (+75.2%), compared with the same quarter last year.

Mahindra and Mahindra Financial Services quarterly results (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Jun 20265,7181,31223.00927.006.66
Mar 20265,5391,33224.00940.006.75
Dec 20255,4501,30124.00826.005.93
Sep 20255,026814.0016.00566.004.06
Jun 20254,991746.0015.00529.003.80
Mar 20254,886667.0014.00456.003.29
Dec 20244,7971,29727.00918.006.60
Sep 20244,465573.0013.00390.002.80
Year-on-year change vs the same quarter last year
Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales growth+16.5%+17.0%+14.2%+15.6%+12.6%+13.6%+13.4%+14.6%
Operating profit growth+41.1%+53.3%-25.9%+9.9%+42.1%+0.3%+99.7%+75.9%
Net profit growth+35.9%+47.4%-32.0%+6.4%+45.1%-10.0%+106.1%+75.2%
EPS growth+38.6%+47.3%-31.7%+6.1%+45.0%-10.2%+105.2%+75.3%
OPM %13.0%27.0%14.0%15.0%16.0%24.0%24.0%23.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Annual Financials

In the latest year (Mar 2026), Mahindra and Mahindra Financial Services reported sales of ₹21,005.00 crore (+13.4%) and net profit of ₹2,861.00 crore (+26.5%), compared with the previous year.

Mahindra and Mahindra Financial Services annual profit & loss (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Mar 202621,0054,19420.002,86120.54
Mar 202518,5193,27118.002,26116.27
Mar 202415,9632,79918.001,94313.90
Mar 202312,8283,03824.002,07114.91
Mar 202211,4191,65514.001,1508.18
Mar 202112,3821,0288.00780.005.56
Mar 202011,9951,70214.001,0867.73
Mar 201910,4292,86828.001,86713.15
Year-on-year change vs the previous year
Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales growth+31.8%+15.0%+3.2%-7.8%+12.3%+24.4%+16.0%+13.4%
Operating profit growth+48.8%-40.7%-39.6%+61.0%+83.6%-7.9%+16.9%+28.2%
Net profit growth+53.5%-41.8%-28.2%+47.4%+80.1%-6.2%+16.4%+26.5%
EPS growth+54.2%-41.2%-28.1%+47.1%+82.3%-6.8%+17.1%+26.2%
OPM %28.0%14.0%8.0%14.0%24.0%18.0%18.0%20.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Shareholding

Promoter Holding52.49%

AI Analysis

Recommendation: Hold

M&MFIN surged 11% today to ₹326.7, recovering within striking distance of its 52W high (₹412.3), with 1-year gains of 38.3% demonstrating strong long-term momentum. The stock trades at 17.94x earnings—a 36% discount to the finance sector median of 27.84x—indicating undervaluation relative to peers, though recent 3-month decline of 10.22% suggests consolidation after a strong rally. Key risks include overbought RSI at 75.0 signaling near-term pullback potential, modest 2.12% dividend yield, and relatively weak sector rank (34th percentile) suggesting the NBFC cohort remains under pressure despite M&MFIN's relative outperformance.

Key Strengths:
  • Trading at 17.94x P/E vs 27.84x sector median—36% valuation discount signals attractive entry relative to finance peers despite recent rally.
  • Strong promoter commitment (52.49% holding) and robust 38.3% 1-year return indicate insider confidence and resilience through cycle.
  • Consistent dividend yield of 2.12% with large-cap stability (₹42,581 Cr market cap) provides income cushion and institutional credibility.
Key Risks:
  • RSI at 75.0 signals overbought conditions after 11% daily and 8% monthly surge—pullback to ₹310–₹320 range likely in near term, risking false breakout.
  • Sector rank percentile at 34th (bottom quartile) reflects NBFC headwinds (credit cycle, RBI policy tightening, NPA risks); stock outperformance may not sustain if sector rotates negative.

AI-generated analysis for informational purposes only — not SEBI-registered investment advice.

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Latest News

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Frequently Asked Questions

What is the share price of Mahindra and Mahindra Financial Services today?

Mahindra and Mahindra Financial Services shares were last quoted at ₹322.60 (+1.0% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.

What is the P/E ratio of Mahindra and Mahindra Financial Services?

Mahindra and Mahindra Financial Services has a price-to-earnings (P/E) ratio of 14.24 and a price-to-book (P/B) ratio of 1.68. The industry P/E is 24.58.

What is the 52-week high and low of Mahindra and Mahindra Financial Services?

The 52-week high of Mahindra and Mahindra Financial Services is ₹415.00 and the 52-week low is ₹269.60.

What is the market cap of Mahindra and Mahindra Financial Services?

The market capitalisation of Mahindra and Mahindra Financial Services is about ₹46,307.27 crore.

How did Mahindra and Mahindra Financial Services perform in its latest quarterly results?

In the latest quarter (Jun 2026), Mahindra and Mahindra Financial Services reported sales of ₹5,718.00 crore (+14.6%) and net profit of ₹927.00 crore (+75.2%), compared with the same quarter last year.

Is Mahindra and Mahindra Financial Services a good stock to buy?

This page is for information and is not investment advice. As per the data shown here, Mahindra and Mahindra Financial Services has a 3-year ROE of 11.00%, 3-year profit growth of 12.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.

What is the promoter holding in Mahindra and Mahindra Financial Services?

Promoters hold about 52.49% of Mahindra and Mahindra Financial Services.

Which sector does Mahindra and Mahindra Financial Services belong to?

Mahindra and Mahindra Financial Services belongs to the Finance - NBFC sector.

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