Fusion Finance
Fusion Finance Share Price Chart
Fusion Finance last traded at ₹163.80 (2026-10-13). Over the past month the stock moved -14.2%, three months the stock moved -6.6%, year the stock moved -15.2%. Its closing range over 52 weeks is ₹141.05 – ₹216.55, with the latest close 24.4% below the high.
Closing prices up to 2026-10-13.
About Fusion Finance
Incorporated in 1994, Fusion Finance Ltd is primarily engaged in microfinance lending activities[1]
Business Verticals a) MFI Business:[1] The company primarily offers group-based microfinance loans to women through Joint Liability Groups (JLGs) of 5-7 members, where repayments are backed by mutual guarantees. Loans are offered for 17-25 months at interest rates of 23.4%-23.98% (reducing balance), with repayments every 14 or 28 days.
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Fusion Finance reported sales of ₹458.00 crore (+3.6%) and net profit of ₹62.00 crore, compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 458.00 | 64.00 | 14.00 | 62.00 | 3.86 |
| Mar 2026 | 424.00 | 33.00 | 8.00 | 114.00 | 7.08 |
| Dec 2025 | 416.00 | 9.00 | 2.00 | 14.00 | 0.87 |
| Sep 2025 | 401.00 | -52.00 | -13.00 | -22.00 | -1.37 |
| Jun 2025 | 442.00 | -93.00 | -21.00 | -92.00 | -5.69 |
| Mar 2025 | 466.00 | -171.00 | -37.00 | -165.00 | -10.15 |
| Dec 2024 | 474.00 | -513.00 | -108.00 | -719.00 | -44.38 |
| Sep 2024 | 692.00 | -420.00 | -61.00 | -305.00 | -18.82 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +26.5% | -20.1% | -27.9% | -35.8% | -42.1% | -12.2% | -9.0% | +3.6% |
| Operating profit growth | -393.7% | -444.3% | -217.9% | – | – | – | – | – |
| Net profit growth | -342.1% | -670.6% | -224.1% | – | – | – | – | – |
| EPS growth | -342.8% | -669.0% | -223.9% | – | – | – | – | – |
| OPM % | -61.0% | -108.0% | -37.0% | -21.0% | -13.0% | 2.0% | 8.0% | 14.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Fusion Finance reported sales of ₹1,699.00 crore (-26.8%) and net profit of ₹14.00 crore, compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 1,699 | -87.00 | -5.00 | 14.00 | 0.86 |
| Mar 2025 | 2,320 | -1,170 | -50.00 | -1,225 | -75.54 |
| Mar 2024 | 2,317 | 577.00 | 25.00 | 505.00 | 31.17 |
| Mar 2023 | 1,742 | 461.00 | 26.00 | 387.00 | 23.97 |
| Mar 2022 | 1,151 | -20.00 | -2.00 | 22.00 | 1.61 |
| Mar 2021 | 856.00 | 43.00 | 5.00 | 44.00 | 3.25 |
| Mar 2020 | 720.00 | 93.00 | 13.00 | 70.00 | 5.14 |
| Mar 2019 | 494.00 | 68.00 | 14.00 | 51.00 | 4.81 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +85.7% | +45.7% | +18.9% | +34.5% | +51.3% | +33.0% | +0.1% | -26.8% |
| Operating profit growth | – | +36.8% | -53.8% | -146.5% | – | +25.2% | -302.8% | – |
| Net profit growth | – | +37.3% | -37.1% | -50.0% | +1659.1% | +30.5% | -342.6% | – |
| EPS growth | – | +6.9% | -36.8% | -50.5% | +1388.8% | +30.0% | -342.3% | – |
| OPM % | 14.0% | 13.0% | 5.0% | -2.0% | 26.0% | 25.0% | -50.0% | -5.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
AI Analysis
Fusion Finance is trading at ₹192.0, up 6.1% today and 39.99% over 1 year, with price positioned 40.7% above 52W low and 14.6% below 52W high. The NBFC has posted a sharp earnings recovery — Mar 2026 net profit of ₹114 Cr vs. ₹-92 Cr loss in Jun 2025 (8-quarter turnaround signal) — but faces structural headwinds: 5-year profit CAGR of -21%, TTM net profit of ₹-265 Cr, and ROE of just 0.6% (critically weak). Asset quality has improved (GNPA declining to 4.38% with PCR at 85.6%), and debt-to-equity has contracted from 3.89 to 2.27, signalling deleveraging, yet profitability remains fragile and earnings quality is unproven until sustained positive quarters emerge.
- Sharp quarterly profit recovery: Mar 2026 net profit ₹114 Cr vs. ₹-92 Cr loss in Jun 2025, signaling 8-quarter turnaround and potential earnings trough.
- Deleveraging momentum: D/E improved from 3.89 (Mar 2025) to 2.27 (Mar 2026) with borrowings down ₹831 Cr YoY; strong OCF of ₹1,146 Cr supports debt reduction.
- Asset quality stabilization: GNPA declining trend (5.43% → 4.38%), PCR at healthy 85.6%, and annualized NIM at 14.08% indicating robust lending spreads and provisioning discipline.
- Structural earnings fragility: TTM net profit ₹-265 Cr, 5-year profit CAGR -21%, ROE 0.6% (critically weak); single quarter profit recovery is insufficient to confirm turnaround without 2–3 consecutive positive quarters.
- High leverage and revenue contraction: D/E still elevated at 2.27, 3-year sales CAGR -1.0%, TTM sales decline -27.0% — sustained revenue pressure and high debt service costs pose refinancing and profitability risks if recovery falters.
AI-generated analysis for informational purposes only — not SEBI-registered investment advice.
See Full AI Analysis — Free FREE →Latest News
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Fusion CX Fixes IPO Price Band at Rs 275–289 per Share; Issue Size at Rs 702 Cr
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Kotak Mahindra Life, Ashish Kacholia, Others Invest Rs 120 Cr in Fusion CX Ahead of IPO
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Fusion CX Fixes IPO Price Band at Rs 275–289 per Share; Issue Size at Rs 702 Cr
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Kotak Mahindra Life, Ashish Kacholia, Others Invest Rs 120 Cr in Fusion CX Ahead of IPO
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Fusion CX Fixes IPO Price Band at Rs 275–289 per Share; Issue Size at Rs 702 Cr
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Kotak Mahindra Life, Ashish Kacholia, Others Invest Rs 120 Cr in Fusion CX Ahead of IPO
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Kotak Mahindra Life, Ashish Kacholia, Others Invest Rs 120 Cr in Fusion CX Ahead of IPO
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Fusion CX Fixes IPO Price Band at Rs 275–289 per Share; Issue Size at Rs 702 Cr
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Kotak Life, investors Mukul Agrawal, Ashish Kacholia acquire shares in Fusion CX ahead of IPO - BusinessLine
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IPOs This Week: HD Fire Protect, Fusion CX, Vaibhav Vyapaar, Ravita Engineering Services To Hit Primary Market - NDTV Profit
Frequently Asked Questions
What is the share price of Fusion Finance today?
Fusion Finance shares were last quoted at ₹163.80 (-0.1% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Fusion Finance?
Fusion Finance has a price-to-earnings (P/E) ratio of 17.03 and a price-to-book (P/B) ratio of 1.14. The industry P/E is 23.30.
What is the 52-week high and low of Fusion Finance?
The 52-week high of Fusion Finance is ₹242.90 and the 52-week low is ₹137.15.
What is the market cap of Fusion Finance?
The market capitalisation of Fusion Finance is about ₹2,869.88 crore.
How did Fusion Finance perform in its latest quarterly results?
In the latest quarter (Jun 2026), Fusion Finance reported sales of ₹458.00 crore (+3.6%) and net profit of ₹62.00 crore, compared with the same quarter last year.
Is Fusion Finance a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Fusion Finance has a 3-year ROE of -10.00%, 3-year profit growth of -67.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Fusion Finance?
Promoters hold about 53.97% of Fusion Finance.
Which sector does Fusion Finance belong to?
Fusion Finance belongs to the Finance - NBFC sector.