Arman Financial Services
Arman Financial Services Share Price Chart
Arman Financial Services last traded at ₹1,677.00 (2026-10-13). Over the past month the stock moved -17.9%, three months the stock moved -4.2%, year the stock moved +15.7%. Its closing range over 52 weeks is ₹1,365.35 – ₹2,070.90, with the latest close 19.0% below the high.
Closing prices up to 2026-10-13.
About Arman Financial Services
Arman Financial Service Ltd is an RBI-registered category ‘A’ Non-Banking Finance Company. They provide loans to the unorganized sector residing in rural and semi-rural locales across six states with around 400 branches that cater to about 7.6 lakh customers. Headquartered in Ahmedabad, Gujarat. Arman and its subsidiary provide three financial services, Two-Wheeler Finance, Group-Based Microfinance, and Micro-Enterprise (MSME) Loans. [1]
Product Offerings 1) Microfinance: The company’s WOS, Namra Finance Ltd, offers women small-ticket loans under the JLG model for income-generating activities like livestock, dairy, agriculture-related businesses, and Kirana stores. It operates through 392 MFI branches, serving 6.56 lakh active customers across 11 states. [1]
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Arman Financial Services reported sales of ₹202.00 crore (+33.8%) and net profit of ₹45.00 crore, compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 202.00 | 58.00 | 29.00 | 45.00 | 42.96 |
| Mar 2026 | 176.00 | 42.00 | 24.00 | 41.00 | 39.01 |
| Dec 2025 | 160.00 | 29.00 | 18.00 | 22.00 | 21.10 |
| Sep 2025 | 159.00 | 18.00 | 12.00 | 8.00 | 7.60 |
| Jun 2025 | 151.00 | -11.00 | -7.00 | -15.00 | -13.90 |
| Mar 2025 | 199.00 | 13.00 | 7.00 | 13.00 | 12.16 |
| Dec 2024 | 165.00 | -6.00 | -4.00 | -7.00 | -6.92 |
| Sep 2024 | 181.00 | 23.00 | 13.00 | 15.00 | 14.56 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +13.1% | -2.4% | +8.7% | -17.9% | -12.2% | -3.0% | -11.6% | +33.8% |
| Operating profit growth | -61.0% | -110.7% | -80.0% | -126.8% | -21.7% | – | +223.1% | – |
| Net profit growth | -63.4% | -116.7% | -74.5% | -148.4% | -46.7% | – | +215.4% | – |
| EPS growth | -68.9% | -116.1% | -74.9% | -146.5% | -47.8% | – | +220.8% | – |
| OPM % | 13.0% | -4.0% | 7.0% | -7.0% | 12.0% | 18.0% | 24.0% | 29.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Arman Financial Services reported sales of ₹646.00 crore (-11.5%) and net profit of ₹57.00 crore (+9.6%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 646.00 | 79.00 | 12.00 | 57.00 | 53.85 |
| Mar 2025 | 730.00 | 71.00 | 10.00 | 52.00 | 49.69 |
| Mar 2024 | 661.00 | 229.00 | 35.00 | 174.00 | 165.67 |
| Mar 2023 | 424.00 | 126.00 | 30.00 | 94.00 | 110.46 |
| Mar 2022 | 235.00 | 46.00 | 20.00 | 32.00 | 37.35 |
| Mar 2021 | 195.00 | 13.00 | 6.00 | 11.00 | 12.51 |
| Mar 2020 | 214.00 | 53.00 | 25.00 | 42.00 | 49.13 |
| Mar 2019 | 139.00 | 37.00 | 26.00 | 26.00 | 45.98 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +78.2% | +54.0% | -8.9% | +20.5% | +80.4% | +55.9% | +10.4% | -11.5% |
| Operating profit growth | +270.0% | +43.2% | -75.5% | +253.8% | +173.9% | +81.7% | -69.0% | +11.3% |
| Net profit growth | +271.4% | +61.5% | -73.8% | +190.9% | +193.8% | +85.1% | -70.1% | +9.6% |
| EPS growth | +260.3% | +6.9% | -74.5% | +198.6% | +195.7% | +50.0% | -70.0% | +8.4% |
| OPM % | 26.0% | 25.0% | 6.0% | 20.0% | 30.0% | 35.0% | 10.0% | 12.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
AI Analysis
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Arman Financial Services Capital Structure: Equity, Debt, and Shareholding Pattern - Moneycontrol - Moneycontrol.com
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Arman Financial Services consolidated net profit rises 221.39% in the March 2026 quarter - Business Standard
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Arman Financial Services maintains 1.10x security cover for NCDs - scanx.trade
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Arman Financial Services raises Rs 125 crore via NCDs
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Arman Financial Services raises Rs 125 crore via NCDs
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Arman Financial Services raises Rs 125 crore via NCDs
Frequently Asked Questions
What is Arman Financial Services's current stock price?
Arman Financial Services shares were last quoted at ₹1,677.00 (-1.0% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Arman Financial Services?
Arman Financial Services has a price-to-earnings (P/E) ratio of 17.15 and a price-to-book (P/B) ratio of 2.04. The industry P/E is 24.58.
What is the 52-week high and low of Arman Financial Services?
The 52-week high of Arman Financial Services is ₹2,159.10 and the 52-week low is ₹1,302.30.
What is the market cap of Arman Financial Services?
The market capitalisation of Arman Financial Services is about ₹1,995.37 crore.
How did Arman Financial Services perform in its latest quarterly results?
In the latest quarter (Jun 2026), Arman Financial Services reported sales of ₹202.00 crore (+33.8%) and net profit of ₹45.00 crore, compared with the same quarter last year.
Is Arman Financial Services a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Arman Financial Services has a 3-year ROE of 12.00%, 3-year profit growth of -16.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Arman Financial Services?
Promoters hold about 22.00% of Arman Financial Services.
Which sector does Arman Financial Services belong to?
Arman Financial Services belongs to the Finance - NBFC sector.