Emerald Leasing Finance & Investment Company - RE last traded at ₹0.92 (2026-10-13). Over the past month the stock moved +0.0%, three months the stock moved -98.5%, year the stock moved -98.9%. Its closing range over 52 weeks is ₹0.92 – ₹89.70, with the latest close 99.0% below the high.
Closing prices up to 2026-10-13.
Incorporated in 1983, Emerald Finance Ltd offers financial products and services, including its flagship Earned Wage Access (EWA) in India.[1]
Business Overview:[1][2] EFL is a Chandigarh-based, non systematically important, non-deposit-taking Non-Banking Finance Corporation. The company specializes in retail and MSME lending and operates as a loan origination platform for over 40 financial institutions through its wholly-owned subsidiary, Eclat Net Advisors Private Limited. It has expanded its offerings to include Personal Loans and Business Loans.
In the latest quarter (Jun 2026), Emerald Leasing Finance & Investment Company - RE reported sales of ₹9.44 crore (+40.7%) and net profit of ₹4.88 crore (+53.0%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 9.44 | 6.60 | 69.92 | 4.88 | 1.33 |
| Mar 2026 | 9.75 | 6.10 | 62.56 | 4.35 | 1.17 |
| Dec 2025 | 7.80 | 5.34 | 68.46 | 4.00 | 1.11 |
| Sep 2025 | 6.90 | 4.81 | 69.71 | 3.60 | 1.04 |
| Jun 2025 | 6.71 | 4.23 | 63.04 | 3.19 | 0.92 |
| Mar 2025 | 6.45 | 3.65 | 56.59 | 2.65 | 0.74 |
| Dec 2024 | 5.72 | 3.29 | 57.52 | 2.48 | 0.73 |
| Sep 2024 | 5.00 | 2.74 | 54.80 | 2.05 | 0.63 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +54.3% | +67.3% | +65.8% | +52.8% | +38.0% | +36.4% | +51.2% | +40.7% |
| Operating profit growth | +119.2% | +108.2% | +134.0% | +85.5% | +75.5% | +62.3% | +67.1% | +56.0% |
| Net profit growth | +115.8% | +108.4% | +134.5% | +86.5% | +75.6% | +61.3% | +64.2% | +53.0% |
| EPS growth | +96.9% | +87.2% | +100.0% | +61.4% | +65.1% | +52.1% | +58.1% | +44.6% |
| OPM % | 54.8% | 57.5% | 56.6% | 63.0% | 69.7% | 68.5% | 62.6% | 69.9% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
In the latest year (Mar 2026), Emerald Leasing Finance & Investment Company - RE reported sales of ₹31.00 crore (+40.9%) and net profit of ₹15.00 crore (+66.7%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 31.00 | 20.00 | 66.00 | 15.00 | 4.19 |
| Mar 2025 | 22.00 | 15.00 | 70.00 | 9.00 | 2.57 |
| Mar 2024 | 13.00 | 7.00 | 53.00 | 4.00 | 1.37 |
| Mar 2023 | 12.00 | 6.00 | 49.00 | 3.00 | 1.15 |
| Mar 2022 | 8.00 | 4.00 | 47.00 | 2.00 | 0.85 |
| Mar 2021 | 5.00 | 2.00 | 44.00 | 1.00 | 0.48 |
| Mar 2020 | 8.00 | 2.00 | 27.00 | 1.00 | 0.44 |
| Mar 2019 | 7.00 | 2.00 | 27.00 | 1.00 | 0.41 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +75.0% | +14.3% | -37.5% | +60.0% | +50.0% | +8.3% | +69.2% | +40.9% |
| Operating profit growth | +100.0% | +0.0% | +0.0% | +100.0% | +50.0% | +16.7% | +114.3% | +33.3% |
| Net profit growth | +0.0% | +0.0% | +0.0% | +100.0% | +50.0% | +33.3% | +125.0% | +66.7% |
| EPS growth | +115.8% | +7.3% | +9.1% | +77.1% | +35.3% | +19.1% | +87.6% | +63.0% |
| OPM % | 27.0% | 27.0% | 44.0% | 47.0% | 49.0% | 53.0% | 70.0% | 66.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
No AI analysis generated yet for Emerald Leasing Finance & Investment Company - RE.
Get Free AI Stock Analysis FREE →No recent news available for Emerald Leasing Finance & Investment Company - RE.
Emerald Leasing Finance & Investment Company - RE shares were last quoted at ₹0.92 (+0.0% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
Emerald Leasing Finance & Investment Company - RE has a price-to-earnings (P/E) ratio of 0.00 and a price-to-book (P/B) ratio of 0.00.
The 52-week high of Emerald Leasing Finance & Investment Company - RE is ₹10.00 and the 52-week low is ₹0.62.
The market capitalisation of Emerald Leasing Finance & Investment Company - RE is about ₹0.00 crore.
In the latest quarter (Jun 2026), Emerald Leasing Finance & Investment Company - RE reported sales of ₹9.44 crore (+40.7%) and net profit of ₹4.88 crore (+53.0%), compared with the same quarter last year.
This page is for information and is not investment advice. As per the data shown here, Emerald Leasing Finance & Investment Company - RE has a 3-year ROE of 14.00%, 3-year profit growth of 60.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
Promoters hold about 59.70% of Emerald Leasing Finance & Investment Company - RE.
Emerald Leasing Finance & Investment Company - RE belongs to the Finance Term Lending sector.