SBI Cards & Payment Services

Finance Term Lending
₹558.45
-0.63%
Prev close ₹562
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SBI Cards & Payment Services Share Price Chart

SBI Cards & Payment Services last traded at ₹558.45 (2026-10-13). Over the past month the stock moved -16.1%, three months the stock moved -11.2%, year the stock moved -35.9%. Its closing range over 52 weeks is ₹548.00 – ₹928.95, with the latest close 39.9% below the high.

Closing prices up to 2026-10-13.

About SBI Cards & Payment Services

SBI Cards and Payment Services Limited is a non-deposit accepting systemically important nonbanking financial company registered with the RBI. The Company is engaged in issuing credit cards to consumers in India. It is headquartered in Gurgaon, Haryana. It is a subsidiary of India’s largest commercial bank, the State Bank of India. [1][2][3]

History SBI Card was launched in 1998 by the State Bank of India and GE Capital. In December 2017, State Bank of India and The Carlyle Group acquired GE Capital`s stake in SBI Card.In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India. [1]

Fundamentals

Market Cap₹56251.62 Cr
52W High₹964.95
52W Low₹566.60
P/E Ratio24.72
P/B Ratio3.44
EPS₹23.91
Dividend Yield0.42%
ROE (3yr)17%
Sales Growth (3yr)13%
Profit Growth (3yr)-1%

Quarterly Results

In the latest quarter (Jun 2026), SBI Cards & Payment Services reported sales of ₹5,041.00 crore (+3.4%) and net profit of ₹664.00 crore (+19.4%), compared with the same quarter last year.

SBI Cards & Payment Services quarterly results (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Jun 20265,041759.0015.00664.006.98
Mar 20264,934596.0012.00609.006.40
Dec 20255,127557.0011.00557.005.85
Sep 20254,961459.009.00445.004.67
Jun 20254,877625.0013.00556.005.84
Mar 20254,674559.0012.00534.005.61
Dec 20244,619419.009.00383.004.03
Sep 20244,421461.0010.00404.004.25
Year-on-year change vs the same quarter last year
Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales growth+8.2%-0.1%+7.5%+11.9%+12.2%+11.0%+5.6%+3.4%
Operating profit growth-36.1%-37.3%-31.2%-13.8%-0.4%+32.9%+6.6%+21.4%
Net profit growth-33.0%-30.2%-19.3%-6.4%+10.1%+45.4%+14.0%+19.4%
EPS growth-33.3%-30.3%-19.5%-6.6%+9.9%+45.2%+14.1%+19.5%
OPM %10.0%9.0%12.0%13.0%9.0%11.0%12.0%15.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Annual Financials

In the latest year (Mar 2026), SBI Cards & Payment Services reported sales of ₹19,900.00 crore (+10.1%) and net profit of ₹2,167.00 crore (+13.1%), compared with the previous year.

SBI Cards & Payment Services annual profit & loss (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Mar 202619,9002,24111.002,16722.77
Mar 202518,0722,16312.001,91620.14
Mar 202416,9862,93117.002,40825.32
Mar 202313,6702,57919.002,25823.87
Mar 202210,6791,69916.001,61617.14
Mar 20219,3011,03411.00985.0010.47
Mar 20209,2811,36215.001,24513.26
Mar 20197,0171,12116.00865.0010.33
Year-on-year change vs the previous year
Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales growth+35.1%+32.3%+0.2%+14.8%+28.0%+24.3%+6.4%+10.1%
Operating profit growth+45.8%+21.5%-24.1%+64.3%+51.8%+13.6%-26.2%+3.6%
Net profit growth+43.9%+43.9%-20.9%+64.1%+39.7%+6.6%-20.4%+13.1%
EPS growth+34.9%+28.4%-21.0%+63.7%+39.3%+6.1%-20.5%+13.1%
OPM %16.0%15.0%11.0%16.0%19.0%17.0%12.0%11.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Shareholding

Promoter Holding68.86%

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Frequently Asked Questions

What is SBI Cards & Payment Services's current stock price?

SBI Cards & Payment Services shares were last quoted at ₹558.45 (-0.6% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.

What is the P/E ratio of SBI Cards & Payment Services?

SBI Cards & Payment Services has a price-to-earnings (P/E) ratio of 24.72 and a price-to-book (P/B) ratio of 3.44. The industry P/E is 24.58.

What is the 52-week high and low of SBI Cards & Payment Services?

The 52-week high of SBI Cards & Payment Services is ₹964.95 and the 52-week low is ₹566.60.

What is the market cap of SBI Cards & Payment Services?

The market capitalisation of SBI Cards & Payment Services is about ₹56,251.62 crore.

How did SBI Cards & Payment Services perform in its latest quarterly results?

In the latest quarter (Jun 2026), SBI Cards & Payment Services reported sales of ₹5,041.00 crore (+3.4%) and net profit of ₹664.00 crore (+19.4%), compared with the same quarter last year.

Is SBI Cards & Payment Services a good stock to buy?

This page is for information and is not investment advice. As per the data shown here, SBI Cards & Payment Services has a 3-year ROE of 17.00%, 3-year profit growth of -1.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.

What is the promoter holding in SBI Cards & Payment Services?

Promoters hold about 68.86% of SBI Cards & Payment Services.

Which sector does SBI Cards & Payment Services belong to?

SBI Cards & Payment Services belongs to the Finance Term Lending sector.

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