South Indian Bank last traded at ₹49.07 (2026-10-13). Over the past month the stock moved +6.5%, three months the stock moved +20.4%, year the stock moved +64.4%. Its closing range over 52 weeks is ₹32.65 – ₹49.95, with the latest close 1.8% below the high.
Closing prices up to 2026-10-13.
Established in 1929, South Indian Bank was the first ‘scheduled bank’ amongst the private banks in Kerala. It has strong presence in south India and particularly in Kerala. South Indian Bank provides retail and corporate banking, para banking activities such as debit card, third party financial product distribution, in addition to Treasury and Foreign Exchange Business.[1]
Key Ratios - Q3 FY26[1][2] Capital Adequacy Ratio - 17.84% Net Interest Margin - 2.86% Gross NPA - 2.67% Net NPA - 0.45% CASA Ratio - 31.84%
In the latest quarter (Jun 2026), South Indian Bank reported sales of ₹2,628.00 crore (+11.3%) and net profit of ₹378.00 crore (+17.4%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 2,628 | 128.00 | 5.00 | 378.00 | 1.44 |
| Mar 2026 | 2,559 | 161.00 | 6.00 | 408.00 | 1.56 |
| Dec 2025 | 2,518 | 18.00 | 1.00 | 374.00 | 1.43 |
| Sep 2025 | 2,407 | -43.00 | -2.00 | 351.00 | 1.34 |
| Jun 2025 | 2,362 | -189.00 | -8.00 | 322.00 | 1.23 |
| Mar 2025 | 2,373 | -113.00 | -5.00 | 342.00 | 1.31 |
| Dec 2024 | 2,371 | 54.00 | 2.00 | 342.00 | 1.31 |
| Sep 2024 | 2,355 | 30.00 | 1.00 | 325.00 | 1.24 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +10.6% | +8.6% | +4.3% | +2.1% | +2.2% | +6.2% | +7.8% | +11.3% |
| Operating profit growth | -43.4% | – | -340.4% | – | -243.3% | -66.7% | – | – |
| Net profit growth | +18.2% | +12.1% | +18.8% | +9.5% | +8.0% | +9.4% | +19.3% | +17.4% |
| EPS growth | +18.1% | +12.0% | +19.1% | +9.8% | +8.1% | +9.2% | +19.1% | +17.1% |
| OPM % | 1.0% | 2.0% | -5.0% | -8.0% | -2.0% | 1.0% | 6.0% | 5.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
In the latest year (Mar 2026), South Indian Bank reported sales of ₹9,846.00 crore (+4.6%) and net profit of ₹1,455.00 crore (+11.7%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 9,846 | -53.00 | -1.00 | 1,455 | 5.56 |
| Mar 2025 | 9,413 | -57.00 | -1.00 | 1,303 | 4.98 |
| Mar 2024 | 8,613 | 104.00 | 1.00 | 1,070 | 4.09 |
| Mar 2023 | 7,233 | 383.00 | 5.00 | 775.00 | 2.96 |
| Mar 2022 | 6,587 | -866.00 | -13.00 | 45.00 | 0.17 |
| Mar 2021 | 7,305 | -1,060 | -15.00 | 62.00 | 0.24 |
| Mar 2020 | 7,764 | -818.00 | -11.00 | 105.00 | 0.46 |
| Mar 2019 | 6,877 | -276.00 | -4.00 | 248.00 | 1.09 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +11.0% | +12.9% | -5.9% | -9.8% | +9.8% | +19.1% | +9.3% | +4.6% |
| Operating profit growth | – | – | – | – | – | -72.8% | -154.8% | – |
| Net profit growth | -26.0% | -57.7% | -41.0% | -27.4% | +1622.2% | +38.1% | +21.8% | +11.7% |
| EPS growth | -26.4% | -57.8% | -47.8% | -29.2% | +1641.2% | +38.2% | +21.8% | +11.6% |
| OPM % | -4.0% | -11.0% | -15.0% | -13.0% | 5.0% | 1.0% | -1.0% | -1.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
South Indian Bank trades at ₹40.96, near 52-week lows with a strong 72% 1-year return but stalled in recent months. Core profitability is recovering with net profit growing QoQ to ₹408 Cr (Mar 2026) and EPS at ₹5.56 annualised, supported by stable ROE of 12.8% and strong asset quality (PCR 79.7%, GNPA declining to ₹1.43 Cr). However, NIM is compressed at 2.58% (below private bank standard of 3.5%), and valuations at P/B 0.98 offer limited upside despite improving fundamentals—a cautious hold pending NIM stabilisation and further recovery confirmation.
AI-generated analysis for informational purposes only — not SEBI-registered investment advice.
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South Indian Bank shares were last quoted at ₹49.07 (+2.4% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
South Indian Bank has a price-to-earnings (P/E) ratio of 8.66 and a price-to-book (P/B) ratio of 1.12. The industry P/E is 18.17.
The 52-week high of South Indian Bank is ₹50.66 and the 52-week low is ₹28.51.
The market capitalisation of South Indian Bank is about ₹13,083.41 crore.
In the latest quarter (Jun 2026), South Indian Bank reported sales of ₹2,628.00 crore (+11.3%) and net profit of ₹378.00 crore (+17.4%), compared with the same quarter last year.
This page is for information and is not investment advice. As per the data shown here, South Indian Bank has a 3-year ROE of 14.00%, 3-year profit growth of 23.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
South Indian Bank belongs to the Bank - Private sector.