IDBI Bank

Bank - Private
₹82.91
-0.22%
Prev close ₹83.09
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IDBI Bank Share Price Chart

IDBI Bank last traded at ₹82.91 (2026-10-13). Over the past month the stock moved +1.6%, three months the stock moved +13.7%, year the stock moved -11.6%. Its closing range over 52 weeks is ₹64.01 – ₹116.01, with the latest close 28.5% below the high.

Closing prices up to 2026-10-13.

About IDBI Bank

IDBI Bank is engaged in the business of Monetary intermediation of commercial banks, saving banks, postal savings bank and discount houses.

Business Segments Retail Banking: 61% in Q3 FY26 vs 52% in FY22 Corporate/Wholesale Banking: 14% in Q3 FY26 vs 15% in FY22 Treasury: 24% in Q3 FY26 vs 32% in FY22 Others: 1% in Q3 FY26 vs Nil in FY22 [1][2]

Fundamentals

Market Cap₹90750.27 Cr
52W High₹118.45
52W Low₹61.05
P/E Ratio9.73
P/B Ratio1.28
EPS₹8.67
Dividend Yield0%
ROE (3yr)13%
Sales Growth (3yr)12%
Profit Growth (3yr)35%

Quarterly Results

In the latest quarter (Jun 2026), IDBI Bank reported sales of ₹7,549.00 crore (+7.4%) and net profit of ₹2,131.00 crore (+5.3%), compared with the same quarter last year.

IDBI Bank quarterly results (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Jun 20267,5491,74523.002,1311.98
Mar 20267,8041,10214.002,0131.87
Dec 20257,0801,21817.001,9591.82
Sep 20257,1091,64223.003,2413.00
Jun 20257,0271,08515.002,0241.88
Mar 20256,983885.0013.002,0941.94
Dec 20247,8191,85424.001,9541.81
Sep 20247,4451,10215.001,8691.73
Year-on-year change vs the same quarter last year
Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales growth+23.3%+19.4%-0.2%+5.4%-4.5%-9.5%+11.8%+7.4%
Operating profit growth-19.7%+84.8%-21.8%-35.7%+49.0%-34.3%+24.5%+60.8%
Net profit growth+34.2%+29.0%+25.2%+16.4%+73.4%+0.3%-3.9%+5.3%
EPS growth+34.1%+29.3%+25.2%+16.8%+73.4%+0.6%-3.6%+5.3%
OPM %15.0%24.0%13.0%15.0%23.0%17.0%14.0%23.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Annual Financials

In the latest year (Mar 2026), IDBI Bank reported sales of ₹29,020.00 crore (+0.4%) and net profit of ₹9,237.00 crore (+20.7%), compared with the previous year.

IDBI Bank annual profit & loss (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Mar 202629,0205,04617.009,2378.57
Mar 202528,9176,06721.007,6567.10
Mar 202426,4464,98619.005,8145.38
Mar 202320,5921,2296.003,7283.45
Mar 202218,316-781.00-4.002,5572.36
Mar 202119,956-1,967-10.001,5321.41
Mar 202020,854-13,133-63.00-12,819-12.36
Mar 201922,102-18,178-82.00-14,970-19.37
Year-on-year change vs the previous year
Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales growth-4.1%-5.6%-4.3%-8.2%+12.4%+28.4%+9.3%+0.4%
Operating profit growth–––––+305.7%+21.7%-16.8%
Net profit growth–––+66.9%+45.8%+56.0%+31.7%+20.7%
EPS growth–––+67.4%+46.2%+55.9%+32.0%+20.7%
OPM %-82.0%-63.0%-10.0%-4.0%6.0%19.0%21.0%17.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Shareholding

Promoter Holding94.71%

AI Analysis

Recommendation: Hold

IDBI Bank trades at ₹87.0, up 42.51% YoY and 15.91% in 3 months, but faces near-term uncertainty from the government's delayed privatisation and employee strike threats. Net profit recovery is evident (₹2,131 Cr in Jun 2026 vs ₹2,013 Cr in Mar 2026), with ROE of 13.5% and annualised NIM of 2.99% indicating average profitability — however, NIM compression below the 3.0% mark and rising D/E (0.41 from 0.32 YoY) present headwinds. P/B of 1.36 with 13.5% ROE places the stock in fairly-valued territory, but structural risks around privatisation uncertainty, low FII participation (0.45%), and modest delivery (4.1%) warrant a cautious stance pending policy clarity.

Key Strengths:
  • Strong profit growth recovery — net profit up 5.4% QoQ (Jun 2026: ₹2,131 Cr vs Mar 2026: ₹2,013 Cr) with 35% CAGR over 3 years, signalling improving credit quality and operational efficiency post-resolution phase
  • Robust cash flow generation — OCF of ₹16.8 Cr in FY26 with net positive cash of ₹12.4 Cr demonstrates earnings quality and capital adequacy to support growth without excessive leverage
  • Technical momentum intact — 42.5% YoY price appreciation, RSI 60.8 (bullish), Tech Score 58.3, and trading 42.6% above 52W low indicate sustained institutional and retail buying interest
Key Risks:
  • Privatisation policy uncertainty and employee unrest — government's delayed auction decision (bids reportedly below expected price) combined with announced July 27 nationwide strike creates near-term overhang on share price and management continuity; privatisation failure would leave stock structurally re-rated lower
  • NIM compression and rising leverage — annualised NIM at 2.99% is below the 3.0%+ threshold for private banks, indicating margin pressure; D/E rising to 0.41 from 0.32 YoY signals increased cost of funds amid RBI rate environment, limiting net interest income expansion and return on equity growth to sub-15% medium term

AI-generated analysis for informational purposes only — not SEBI-registered investment advice.

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Frequently Asked Questions

What is the share price of IDBI Bank today?

IDBI Bank shares were last quoted at ₹82.91 (-0.2% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.

What is the P/E ratio of IDBI Bank?

IDBI Bank has a price-to-earnings (P/E) ratio of 9.73 and a price-to-book (P/B) ratio of 1.28. The industry P/E is 9.08.

What is the 52-week high and low of IDBI Bank?

The 52-week high of IDBI Bank is ₹118.45 and the 52-week low is ₹61.05.

What is the market cap of IDBI Bank?

The market capitalisation of IDBI Bank is about ₹90,750.27 crore.

How did IDBI Bank perform in its latest quarterly results?

In the latest quarter (Jun 2026), IDBI Bank reported sales of ₹7,549.00 crore (+7.4%) and net profit of ₹2,131.00 crore (+5.3%), compared with the same quarter last year.

Is IDBI Bank a good stock to buy?

This page is for information and is not investment advice. As per the data shown here, IDBI Bank has a 3-year ROE of 13.00%, 3-year profit growth of 35.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.

What is the promoter holding in IDBI Bank?

Promoters hold about 94.71% of IDBI Bank.

Which sector does IDBI Bank belong to?

IDBI Bank belongs to the Bank - Private sector.

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