Kotak Mahindra Bank

Bank - Private
₹442.65
+0.37%
Prev close ₹441
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Kotak Mahindra Bank Share Price Chart

Kotak Mahindra Bank last traded at ₹442.65 (2026-10-13). Over the past month the stock moved +6.2%, three months the stock moved +13.9%, year the stock moved +9.0%. Its closing range over 52 weeks is ₹358.00 – ₹443.00, with the latest close 0.1% below the high.

Closing prices up to 2026-10-13.

About Kotak Mahindra Bank

Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.[1]

Market Share The company ranks 4th in both deposit and gross advances market share. Its securities broking business held an 11.8% market share in FY24, while the asset management business had a 6.5% market share. [1]

Fundamentals

Market Cap₹401297.53 Cr
52W High₹452.98
52W Low₹345.40
P/E Ratio19.77
P/B Ratio2.15
EPS₹20.40
Dividend Yield0.16%
ROE (3yr)14%
Sales Growth (3yr)18%
Profit Growth (3yr)9%

Quarterly Results

In the latest quarter (Jun 2026), Kotak Mahindra Bank reported sales of ₹18,355.00 crore (+6.4%) and net profit of ₹5,480.00 crore (+22.5%), compared with the same quarter last year.

Kotak Mahindra Bank quarterly results (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Jun 202618,355-4,205-23.005,4805.51
Mar 202617,827-3,205-18.005,4235.45
Dec 202517,507-3,811-22.004,9244.95
Sep 202517,199-1,740-10.004,4684.49
Jun 202517,248-3,402-20.004,4724.50
Mar 202516,772-4,051-24.004,9334.96
Dec 202416,633-1,133-7.004,7014.73
Sep 202416,427-3,806-23.005,0445.07
Year-on-year change vs the same quarter last year
Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales growth+19.8%+14.7%+10.7%+8.9%+4.7%+5.3%+6.3%+6.4%
Operating profit growth––––––––
Net profit growth+13.1%+10.2%-7.6%-40.0%-11.4%+4.7%+9.9%+22.5%
EPS growth+12.9%+10.3%-7.6%-39.9%-11.4%+4.7%+9.9%+22.4%
OPM %-23.0%-7.0%-24.0%-20.0%-10.0%-22.0%-18.0%-23.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Annual Financials

In the latest year (Mar 2026), Kotak Mahindra Bank reported sales of ₹69,781.00 crore (+6.3%) and net profit of ₹19,288.00 crore (-12.8%), compared with the previous year.

Kotak Mahindra Bank annual profit & loss (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Mar 202669,781-12,158-17.0019,28819.39
Mar 202565,669-11,496-18.0022,126111.29
Mar 202456,237-13,382-24.0018,21391.62
Mar 202342,151-5,746-14.0014,92575.13
Mar 202233,741-8,512-25.0012,08960.91
Mar 202132,820-9,958-30.009,99050.41
Mar 202033,474-5,005-15.008,59344.92
Mar 201929,831-5,114-17.007,20437.74
Year-on-year change vs the previous year
Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales growth+18.7%+12.2%-2.0%+2.8%+24.9%+33.4%+16.8%+6.3%
Operating profit growth––––––––
Net profit growth+15.1%+19.3%+16.3%+21.0%+23.5%+22.0%+21.5%-12.8%
EPS growth+16.0%+19.0%+12.2%+20.8%+23.3%+21.9%+21.5%-82.6%
OPM %-17.0%-15.0%-30.0%-25.0%-14.0%-24.0%-18.0%-17.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Shareholding

Promoter Holding25.87%

AI Analysis

Recommendation: Hold

Kotak Mahindra Bank trades at ₹401.9, down 3.08% over 1 month but flat year-to-date, with P/B of 2.15 (premium to PSU peers, fair for private bank). Net profit is recovering (Jun 2026: ₹5,480 Cr vs Mar 2026: ₹5,423 Cr) and NIM is healthy at 4.25%, but ROE has compressed to 10.6% (down from 14% three-year average) and profit growth has slowed to 5% TTM despite 18% three-year sales CAGR, signaling margin pressure. Key risk: ROE deterioration and FII outflows (-1.19% QoQ) offset by strong D/E improvement (0.53 vs 0.62 prior year) and DII accumulation (+1.52% QoQ).

Key Strengths:
  • Strong balance sheet with improved D/E ratio (0.53 vs 0.62 YoY); net debt reduction demonstrates capital discipline and cushions against credit cycle stress.
  • Healthy NIM at 4.25% (well above 3.5% threshold) and robust OCF of ₹41,727 Cr in Mar 2026 (up 146% YoY) signals sound profitability and cash generation backing earnings quality.
  • Net profit recovery trend QoQ (Jun 2026: ₹5,480 Cr vs Dec 2025: ₹4,924 Cr, +11.3% rebound) indicates earnings stabilization after prior quarter dip; latest EPS of ₹5.51 maintains upward trajectory.
Key Risks:
  • ROE deterioration to 10.6% (down from 14% three-year average and 11% prior year) combined with profit growth slowdown to 5% TTM (vs 18% sales CAGR) signals structural margin compression and declining capital efficiency; further ROE weakness below 10% would trigger valuation re-rating.
  • FII outflows of -1.19% QoQ and very low delivery % of 3.6% indicate weak institutional conviction and intraday-dominated trading; sustained foreign selling alongside domestic stabilization (DII +1.52%) creates asymmetric downside risk in global risk-off scenarios.

AI-generated analysis for informational purposes only — not SEBI-registered investment advice.

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Frequently Asked Questions

What is the share price of Kotak Mahindra Bank today?

Kotak Mahindra Bank shares were last quoted at ₹442.65 (+0.4% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.

What is the P/E ratio of Kotak Mahindra Bank?

Kotak Mahindra Bank has a price-to-earnings (P/E) ratio of 19.77 and a price-to-book (P/B) ratio of 2.15. The industry P/E is 18.25.

What is the 52-week high and low of Kotak Mahindra Bank?

The 52-week high of Kotak Mahindra Bank is ₹452.98 and the 52-week low is ₹345.40.

What is the market cap of Kotak Mahindra Bank?

The market capitalisation of Kotak Mahindra Bank is about ₹401,297.53 crore.

How did Kotak Mahindra Bank perform in its latest quarterly results?

In the latest quarter (Jun 2026), Kotak Mahindra Bank reported sales of ₹18,355.00 crore (+6.4%) and net profit of ₹5,480.00 crore (+22.5%), compared with the same quarter last year.

Is Kotak Mahindra Bank a good stock to buy?

This page is for information and is not investment advice. As per the data shown here, Kotak Mahindra Bank has a 3-year ROE of 14.00%, 3-year profit growth of 9.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.

What is the promoter holding in Kotak Mahindra Bank?

Promoters hold about 25.87% of Kotak Mahindra Bank.

Which sector does Kotak Mahindra Bank belong to?

Kotak Mahindra Bank belongs to the Bank - Private sector.

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