PB Fintech
PB Fintech Share Price Chart
PB Fintech last traded at ₹1,046.90 (2026-10-13). Over the past month the stock moved -41.9%, three months the stock moved -41.5%, year the stock moved -42.1%. Its closing range over 52 weeks is ₹980.00 – ₹1,925.30, with the latest close 45.6% below the high.
Closing prices up to 2026-10-13.
About PB Fintech
PB Fintech Ltd, popularly known as Policy Bazar is India’s largest online platform for insurance and lending products through its flagship brands - Policybazaar and Paisabazaar platform through which they provide convenient access to insurance, credit and other financial products[1]
Business Platforms 1) PolicyBazaar: The company’s flagship brand, Policybazaar, is India’s leading digital insurance marketplace, holding a 93% market share. It primarily caters to middle-class families in India, offering protection against death, disease, and disability through products like health, term, motor, and travel insurance, etc. As of Q2 FY25, the platform has 86.9 million registered users, and 18.3 million active users, and has sold over 46.8 million insurance policies. [1] [2] [3]
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), PB Fintech reported sales of ₹1,888.00 crore (+40.1%) and net profit of ₹163.00 crore (+91.8%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 1,888 | 137.00 | 7.00 | 163.00 | 3.52 |
| Mar 2026 | 2,061 | 212.00 | 10.00 | 261.00 | 5.64 |
| Dec 2025 | 1,771 | 159.00 | 9.00 | 189.00 | 4.09 |
| Sep 2025 | 1,614 | 98.00 | 6.00 | 135.00 | 2.94 |
| Jun 2025 | 1,348 | 34.00 | 2.50 | 85.00 | 1.84 |
| Mar 2025 | 1,508 | 112.00 | 7.00 | 170.00 | 3.70 |
| Dec 2024 | 1,292 | 28.00 | 2.10 | 72.00 | 1.56 |
| Sep 2024 | 1,167 | -8.00 | -0.70 | 51.00 | 1.11 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +43.7% | +48.3% | +38.3% | +33.5% | +38.3% | +37.1% | +36.7% | +40.1% |
| Operating profit growth | – | – | +2140.0% | – | – | +467.9% | +89.3% | +302.9% |
| Net profit growth | – | +94.6% | +183.3% | +41.7% | +164.7% | +162.5% | +53.5% | +91.8% |
| EPS growth | – | +85.7% | +176.1% | +39.4% | +164.9% | +162.2% | +52.4% | +91.3% |
| OPM % | -0.7% | 2.1% | 7.0% | 2.5% | 6.0% | 9.0% | 10.0% | 7.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), PB Fintech reported sales of ₹6,794.00 crore (+36.5%) and net profit of ₹670.00 crore (+89.8%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 6,794 | 508.00 | 7.00 | 670.00 | 14.48 |
| Mar 2025 | 4,977 | 94.00 | 2.00 | 353.00 | 7.69 |
| Mar 2024 | 3,438 | -188.00 | -5.00 | 64.00 | 1.48 |
| Mar 2023 | 2,558 | -662.00 | -26.00 | -488.00 | -10.82 |
| Mar 2022 | 1,425 | -901.00 | -63.00 | -833.00 | -18.53 |
| Mar 2021 | 887.00 | -160.00 | -18.00 | -150.00 | -6,583.70 |
| Mar 2020 | 771.00 | -320.00 | -41.00 | -304.00 | -80,007.89 |
| Mar 2019 | 492.00 | -336.00 | -68.00 | -347.00 | -91,265.79 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +47.3% | +56.7% | +15.0% | +60.7% | +79.5% | +34.4% | +44.8% | +36.5% |
| Operating profit growth | – | – | – | – | – | – | – | +440.4% |
| Net profit growth | – | – | – | – | – | – | +451.6% | +89.8% |
| EPS growth | – | – | – | – | – | – | +419.6% | +88.3% |
| OPM % | -68.0% | -41.0% | -18.0% | -63.0% | -26.0% | -5.0% | 2.0% | 7.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
AI Analysis
PB Fintech crashed 32% today to ₹1282.3, now trading at 52W low, driven by IRDAI's consultation paper on prohibiting dark patterns in insurance distribution—a material regulatory headwind for the digital insurance aggregator model. Strong fundamentals (TTM sales CAGR 38%, net profit CAGR 99%, TTM EPS ₹16.19 vs current P/E 111x) and improving ROE (10% TTM vs 6% prior year) are offset by execution risk: Jun 2026 quarter showed OPM compression to 7% from prior quarter's 10%, signalling margin pressure under regulatory scrutiny. High-volume selloff (2.16x volume) with RSI at 65 and Tech Score 70 suggest tactical oversold bounce opportunity, but regulatory clarity is prerequisite for fundamental re-rating.
- Exceptional revenue growth momentum: 10yr sales CAGR 54%, 5yr 50%, with TTM at 38% and net profit CAGR 99% (3yr) demonstrates scalable business model and operating leverage in digital insurance aggregation.
- Improving profitability trajectory: ROE recovered to 10% (Mar 2026) from 6% (Mar 2025), ROCE improved to 10% from 6%, and TTM net profit ₹748Cr vs ₹353Cr (Mar 2025) signals strong unit economics despite recent quarterly margin volatility.
- Fortress balance sheet with minimal financial risk: D/E ratio 0.05 (Mar 2026) with equity+reserves growing 13.6% YoY to ₹7,312Cr provides significant capacity to weather regulatory transition without capital constraint.
- IRDAI regulatory intervention on dark patterns poses material business model risk: consultation paper proposes restrictions on insurance distribution practises that are core to PB Fintech's customer acquisition playbook; approval timeline and scope of restrictions remain undefined, creating 6-12 month earnings uncertainty and potential 15-25% monetization impact if enforced aggressively.
- Margin compression signal in Jun 2026 quarter (OPM 7% vs 10% in Mar 2026, NPM 8.6% vs 12.7%) indicates early operational pressure from heightened compliance/content costs or deliberate volume-over-margin strategy ahead of regulation; if trend persists, TTM net profit growth narrative may decelerate significantly.
AI-generated analysis for informational purposes only — not SEBI-registered investment advice.
See Full AI Analysis — Free FREE →Latest News
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PB Fintech shares: Nomura slashes target price to Rs 1,100, retains ‘Neutral’ on insurance commission... - Moneycontrol.com
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PB Fintech shares: Nomura slashes target price to Rs 1,100, retains ‘Neutral’ on insurance commission... - Moneycontrol.com
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PB Fintech shares: Nomura slashes target price to Rs 1,100, retains ‘Neutral’ on insurance commission... - Moneycontrol.com
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PB Fintech down 45% since IRDAI proposal; Nomura slashes target, FY28 PAT estimates by 72%
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PB Fintech shares: Nomura slashes target price to Rs 1,100, retains ‘Neutral’ on insurance commission... - Moneycontrol.com
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PB Fintech shares: Nomura slashes target price to Rs 1,100, retains ‘Neutral’ on insurance commission... - Moneycontrol.com
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PB Fintech down 45% since IRDAI proposal; Nomura slashes target, FY28 PAT estimates by 72%
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PB Fintech down 45% since IRDAI proposal; Nomura slashes target, FY28 PAT estimates by 72%
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PB Fintech - Concurrent Losers: 14 midcap stocks decline for 5 consecutive sessions - The Economic Times
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PB Fintech - Concurrent Losers: 14 midcap stocks decline for 5 consecutive sessions - The Economic Times
Frequently Asked Questions
What is the share price of PB Fintech today?
PB Fintech shares were last quoted at ₹1,046.90 (+3.4% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of PB Fintech?
PB Fintech has a price-to-earnings (P/E) ratio of 72.08 and a price-to-book (P/B) ratio of 7.21. The industry P/E is 554.04.
What is the 52-week high and low of PB Fintech?
The 52-week high of PB Fintech is ₹1,963.00 and the 52-week low is ₹1,115.10.
What is the market cap of PB Fintech?
The market capitalisation of PB Fintech is about ₹53,933.83 crore.
How did PB Fintech perform in its latest quarterly results?
In the latest quarter (Jun 2026), PB Fintech reported sales of ₹1,888.00 crore (+40.1%) and net profit of ₹163.00 crore (+91.8%), compared with the same quarter last year.
Is PB Fintech a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, PB Fintech has a 3-year ROE of 6.00%, 3-year profit growth of 50.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
Which sector does PB Fintech belong to?
PB Fintech belongs to the Multiline Insurance & Brokers sector.
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