Go Digit General Insurance
Go Digit General Insurance Share Price Chart
Go Digit General Insurance last traded at ₹279.35 (2026-10-13). Over the past month the stock moved +11.7%, three months the stock moved -8.6%, year the stock moved -20.4%. Its closing range over 52 weeks is ₹239.10 – ₹360.35, with the latest close 22.5% below the high.
Closing prices up to 2026-10-13.
About Go Digit General Insurance
Incorporated in 2016, Go Digit General Insurance Ltd provides motor, health, and other insurances[1]
Business Overview:[1] GDGIL is a digital full stack insurance company which designs products, distributes and provides customer experience for non-life insurance products. Company offers motor insurance, health insurance, travel insurance, property insurance, marine insurance, liability insurance and other insurance products
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Go Digit General Insurance reported sales of ₹2,427.00 crore (+8.5%) and net profit of ₹86.00 crore (-37.7%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 2,427 | 114.00 | 5.00 | 86.00 | 0.93 |
| Mar 2026 | 2,711 | -297.00 | -11.00 | 149.00 | 1.62 |
| Dec 2025 | 2,570 | 162.00 | 6.00 | 140.00 | 1.52 |
| Sep 2025 | 2,488 | 135.00 | 5.00 | 117.00 | 1.26 |
| Jun 2025 | 2,236 | 159.00 | 7.00 | 138.00 | 1.50 |
| Mar 2025 | 2,594 | -209.00 | -8.00 | 116.00 | 1.25 |
| Dec 2024 | 2,436 | 118.00 | 5.00 | 119.00 | 1.29 |
| Sep 2024 | 2,234 | 89.00 | 4.00 | 89.00 | 0.97 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +17.3% | +6.6% | +15.0% | +6.2% | +11.4% | +5.5% | +4.5% | +8.5% |
| Operating profit growth | +217.9% | +174.4% | – | +57.4% | +51.7% | +37.3% | – | -28.3% |
| Net profit growth | +217.9% | +176.7% | +118.9% | +36.6% | +31.5% | +17.6% | +28.4% | -37.7% |
| EPS growth | +203.1% | +163.3% | +108.3% | +36.4% | +29.9% | +17.8% | +29.6% | -38.0% |
| OPM % | 4.0% | 5.0% | -8.0% | 7.0% | 5.0% | 6.0% | -11.0% | 5.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Go Digit General Insurance reported sales of ₹10,005.00 crore (+6.8%) and net profit of ₹544.00 crore (+28.0%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 10,005 | 159.00 | 2.00 | 544.00 | 5.89 |
| Mar 2025 | 9,371 | 121.00 | 1.00 | 425.00 | 4.60 |
| Mar 2024 | 8,147 | -269.00 | -3.00 | 182.00 | 2.08 |
| Mar 2023 | 5,885 | 50.00 | 1.00 | 36.00 | 0.41 |
| Mar 2022 | 3,841 | -283.00 | -7.00 | -296.00 | -3.44 |
| Mar 2021 | 2,252 | -114.00 | -5.00 | -123.00 | -1.49 |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Sales growth | +70.6% | +53.2% | +38.4% | +15.0% | +6.8% |
| Operating profit growth | – | – | -638.0% | – | +31.4% |
| Net profit growth | – | – | +405.6% | +133.5% | +28.0% |
| EPS growth | – | – | +407.3% | +121.2% | +28.0% |
| OPM % | -7.0% | 1.0% | -3.0% | 1.0% | 2.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
AI Analysis
Go Digit General Insurance is trading at ₹309.8, down 1.05% today and 3.97% over three months, currently 18.8% below its 52-week high of ₹380.7. The company demonstrates solid operational leverage with FY2026 net profit of ₹544 Cr (28% YoY growth), but faces near-term headwinds: Mar 2026 quarter showed negative operating profit of -₹297 Cr (OPM: -11%), partially offset by ₹470 Cr other income, signaling underwriting stress amid margin compression. Technical setup is mixed (RSI 45, Tech Score 48.3, Bearish Trend) with low delivery % (3.6%) indicating speculative trading, while valuation at P/E 50.5x (1.33x industry) and P/B 6.06x remains elevated despite recent pullback.
- FY2026 net profit grew 28% YoY to ₹544 Cr despite margin headwinds, demonstrating resilience and strong other income contribution (₹470 Cr in Q4 FY2026); annual EPS ₹5.89 vs TTM ₹5.53 shows earnings acceleration trajectory.
- Fortress balance sheet with low debt-to-equity of 0.08, improving equity base (₹4,662 Cr Mar 2026 vs ₹2,719 Cr Mar 2024, +71% growth), and strong operating cash flow of ₹2,026 Cr (Mar 2026) supporting organic growth capital deployment.
- ROCE improved to 13% (Mar 2026) from 11% (Mar 2025) and ROE of 11.7% indicate reasonable capital efficiency; high promoter holding (73%) signals insider confidence despite recent stock price weakness and 52W high of ₹380.7.
- Severe underwriting stress in Q4 FY2026: negative operating profit of -₹297 Cr (OPM -11%) reflects deteriorating claims ratio and/or competitive pricing pressure; if not cyclical reversion, this signals structural margin compression risk—dependent on Q1 FY2027 guidance and management commentary on claims normalization.
- Valuation remains stretched at P/E 50.5x (1.33x industry median) and P/B 6.06x despite 18.8% pullback from 52W high; limited margin of safety given near-term earnings uncertainty; further downside if Q1-Q2 FY2027 operating margins remain compressed or if insurance sector faces prolonged competitive headwinds from new entrants.
AI-generated analysis for informational purposes only — not SEBI-registered investment advice.
See Full AI Analysis — Free FREE →Latest News
-
Go Digit General Insurance - Aegis Vopak Terminals among 3 stocks showing RSI trending up - The Economic Times
-
Go Digit General Insurance accepts resignation of independent director - scanx.trade
-
Go Digit General Insurance secures CCI approval for amalgamation scheme - scanx.trade
-
ICICI Prudential Mutual Fund acquires 0.61% stake in Go Digit General Insurance
-
Go Digit General Insurance surges as ICICI Prudential Mutual Fund acquires 0.61% stake in the company
-
ICICI MF Buys Nearly 1% Stake in Go Digit General Insurance for Rs 139 Cr
-
Go Digit General Insurance Ltd leads losers in 'A' group - Business Standard
-
Go Digit General Insurance standalone net profit declines 37.55% in the June 2026 quarter - Business Standard
-
Markets Rally, But Go Digit General Insurance Ltd Sinks to 52-Week Low in Stock-Specific Sell-Off
-
Markets Rally, But Go Digit General Insurance Ltd Sinks to 52-Week Low in Stock-Specific Sell-Off
Frequently Asked Questions
What is the share price of Go Digit General Insurance today?
Go Digit General Insurance shares were last quoted at ₹279.35 (+2.4% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Go Digit General Insurance?
Go Digit General Insurance has a price-to-earnings (P/E) ratio of 45.43 and a price-to-book (P/B) ratio of 4.93. The industry P/E is 32.91.
What is the 52-week high and low of Go Digit General Insurance?
The 52-week high of Go Digit General Insurance is ₹373.40 and the 52-week low is ₹231.80.
What is the market cap of Go Digit General Insurance?
The market capitalisation of Go Digit General Insurance is about ₹23,420.40 crore.
How did Go Digit General Insurance perform in its latest quarterly results?
In the latest quarter (Jun 2026), Go Digit General Insurance reported sales of ₹2,427.00 crore (+8.5%) and net profit of ₹86.00 crore (-37.7%), compared with the same quarter last year.
Is Go Digit General Insurance a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Go Digit General Insurance has a 3-year ROE of 11.00%, 3-year profit growth of 148.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Go Digit General Insurance?
Promoters hold about 73.00% of Go Digit General Insurance.
Which sector does Go Digit General Insurance belong to?
Go Digit General Insurance belongs to the Multiline Insurance & Brokers sector.
Other Multiline Insurance & Brokers stocks
- ICICI Lombard General Insurance Company
- PB Fintech
- New India Assurance Company
- Turtlemint Fintech Solutions
All Multiline Insurance & Brokers stocks · Browse all stocks A–Z