Fino Payments Bank
Fino Payments Bank Share Price Chart
Fino Payments Bank last traded at ₹135.69 (2026-10-13). Over the past month the stock moved -3.1%, three months the stock moved +6.1%, year the stock moved -51.5%. Its closing range over 52 weeks is ₹119.27 – ₹328.85, with the latest close 58.7% below the high.
Closing prices up to 2026-10-13.
About Fino Payments Bank
Financial Inclusion Network Operations (“FINO”) is a growing fintech company offering a diverse range of financial products and services that are primarily digital and have a payments focus. It offers such products and services to the target market via a Pan-India distribution network.[1]
Representative of Banks[1][2] The company acts as a Business Correspondent (BC) for several banks. As of FY25, it operates approximately 19 lakh banking outlets (including own and open banking merchants) covering 97% of India’s pin codes. BCs are generally retail agents providing banking products and services on behalf of other banks and at locations beyond traditional branches. These agents are authorized to perform a variety of activities, including domestic and international remittance collections, CASA account openings, AePS-enabled payments, bill payments, mobile recharges, etc.
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Fino Payments Bank reported sales of ₹72.00 crore (+18.0%) and net profit of ₹-14.00 crore (-177.8%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 72.00 | -213.00 | -295.00 | -14.00 | -1.65 |
| Mar 2026 | 64.00 | -242.00 | -377.00 | 7.00 | 0.85 |
| Dec 2025 | 63.00 | -281.00 | -447.00 | 12.00 | 1.47 |
| Sep 2025 | 60.00 | -291.00 | -484.00 | 15.00 | 1.84 |
| Jun 2025 | 61.00 | -339.00 | -557.00 | 18.00 | 2.13 |
| Mar 2025 | 53.00 | -385.00 | -729.00 | 24.00 | 2.88 |
| Dec 2024 | 49.00 | -358.00 | -725.00 | 23.00 | 2.78 |
| Sep 2024 | 48.00 | -357.00 | -747.00 | 21.00 | 2.54 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +29.7% | +25.6% | +29.3% | +35.6% | +25.0% | +28.6% | +20.8% | +18.0% |
| Operating profit growth | – | – | – | – | – | – | – | – |
| Net profit growth | +5.0% | +0.0% | -4.0% | -25.0% | -28.6% | -47.8% | -70.8% | -177.8% |
| EPS growth | +8.1% | +1.5% | -5.0% | -27.1% | -27.6% | -47.1% | -70.5% | -177.5% |
| OPM % | -747.0% | -725.0% | -729.0% | -557.0% | -484.0% | -447.0% | -377.0% | -295.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Fino Payments Bank reported sales of ₹248.00 crore (+27.2%) and net profit of ₹52.00 crore (-44.1%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 248.00 | -1,268 | -511.00 | 52.00 | 6.30 |
| Mar 2025 | 195.00 | -1,544 | -791.00 | 93.00 | 11.12 |
| Mar 2024 | 150.00 | -1,189 | -792.00 | 86.00 | 10.36 |
| Mar 2023 | 95.00 | -1,028 | -1,084.00 | 65.00 | 7.82 |
| Mar 2022 | 36.00 | -895.00 | -2,512.00 | 43.00 | 5.14 |
| Mar 2021 | 20.00 | -697.00 | -3,441.00 | 20.00 | 4.59 |
| Mar 2020 | 18.00 | -682.00 | -3,760.00 | -32.00 | -7.19 |
| Mar 2019 | 19.00 | -396.00 | -2,068.00 | -62.00 | -13.99 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +18.8% | -5.3% | +11.1% | +80.0% | +163.9% | +57.9% | +30.0% | +27.2% |
| Operating profit growth | – | – | – | – | – | – | – | – |
| Net profit growth | – | – | – | +115.0% | +51.2% | +32.3% | +8.1% | -44.1% |
| EPS growth | – | – | – | +12.0% | +52.1% | +32.5% | +7.3% | -43.3% |
| OPM % | -2068.0% | -3760.0% | -3441.0% | -2512.0% | -1084.0% | -792.0% | -791.0% | -511.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
AI Analysis
No AI analysis generated yet for Fino Payments Bank.
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Fino Payments Bank to Indokem: 5 stocks rally up to 20% on volume spike; check list
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Fino Payments Bank to Indokem: 5 stocks rally up to 20% on volume spike; check list
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Fino Payments Bank to Indokem: 5 stocks rally up to 20% on volume spike; check list
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Fino Payments Bank to Indokem: 5 stocks rally up to 20% on volume spike; check list
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Volume Gainers, October 8, 2026 at 3:30 PM IST: Fino Payments Bank Leads Volume Jump
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Fino Payments Bank to Indokem: 5 stocks rally up to 20% on volume spike; check list
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Fino Payments Bank share price rallies 17% after Q2 business update - Business Standard
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Volume Gainers, October 8, 2026 at 3:30 PM IST: Fino Payments Bank Leads Volume Jump
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Fino Payments Bank to Indokem: 5 stocks rally up to 20% on volume spike; check list
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Volume Gainers, October 8, 2026 at 12:00 PM IST: Fino Payments Bank Leads Volume Jump
Frequently Asked Questions
What is Fino Payments Bank's current stock price?
Fino Payments Bank shares were last quoted at ₹135.69 (-2.7% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Fino Payments Bank?
Fino Payments Bank has a price-to-earnings (P/E) ratio of 50.97 and a price-to-book (P/B) ratio of 1.41. The industry P/E is 18.25.
What is the 52-week high and low of Fino Payments Bank?
The 52-week high of Fino Payments Bank is ₹339.00 and the 52-week low is ₹110.10.
What is the market cap of Fino Payments Bank?
The market capitalisation of Fino Payments Bank is about ₹1,068.94 crore.
How did Fino Payments Bank perform in its latest quarterly results?
In the latest quarter (Jun 2026), Fino Payments Bank reported sales of ₹72.00 crore (+18.0%) and net profit of ₹-14.00 crore (-177.8%), compared with the same quarter last year.
Is Fino Payments Bank a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Fino Payments Bank has a 3-year ROE of 11.00%, 3-year profit growth of -5.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Fino Payments Bank?
Promoters hold about 75.00% of Fino Payments Bank.
Which sector does Fino Payments Bank belong to?
Fino Payments Bank belongs to the Finance - Others sector.