Jio Financial Services
Jio Financial Services Share Price Chart
Jio Financial Services last traded at ₹212.55 (2026-10-13). Over the past month the stock moved -8.0%, three months the stock moved -11.7%, year the stock moved -29.5%. Its closing range over 52 weeks is ₹211.50 – ₹314.90, with the latest close 32.5% below the high.
Closing prices up to 2026-10-13.
About Jio Financial Services
JFSL was originally incorporated as Reliance Strategic Investments Private Limited in July, 1999 under the Companies Act 1956. Jio Financial Services Limited was incorporated in July, 23. JFSL is a NBFC-ND-SI registered with RBI. The company is a holding company and will operate its financial services business through its consumer-facing subsidiaries namely Jio Finance Limited (JFL), Jio Insurance Broking Limited (JIBL), and Jio Payment Solutions Limited (JPSL) and joint venture namely Jio Payments Bank Limited (JPBL).[1]
Overview The financial services business Reliance Industries Ltd got demerged into Jio Financial Services. [1] [2] In July,24, the company received the final approval from the RBI to become a Core Investment Company - Non-Deposit taking - Systemically important Company from an NBFC. [3]
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Jio Financial Services reported sales of ₹2,004.00 crore (+227.5%) and net profit of ₹830.00 crore (+155.4%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 2,004 | 1,397 | 70.00 | 830.00 | 1.26 |
| Mar 2026 | 1,019 | 605.00 | 59.00 | 272.00 | 0.43 |
| Dec 2025 | 901.00 | 555.00 | 62.00 | 269.00 | 0.42 |
| Sep 2025 | 981.00 | 688.00 | 70.00 | 695.00 | 1.09 |
| Jun 2025 | 612.00 | 457.00 | 75.00 | 325.00 | 0.51 |
| Mar 2025 | 493.00 | 338.00 | 69.00 | 316.00 | 0.50 |
| Dec 2024 | 438.00 | 313.00 | 71.00 | 295.00 | 0.46 |
| Sep 2024 | 694.00 | 553.00 | 80.00 | 689.00 | 1.08 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +14.1% | +5.8% | +17.9% | +46.4% | +41.4% | +105.7% | +106.7% | +227.5% |
| Operating profit growth | +2.0% | -2.2% | +5.6% | +32.8% | +24.4% | +77.3% | +79.0% | +205.7% |
| Net profit growth | +3.1% | +0.3% | +1.6% | +3.8% | +0.9% | -8.8% | -13.9% | +155.4% |
| EPS growth | +2.9% | +0.0% | +2.0% | +4.1% | +0.9% | -8.7% | -14.0% | +147.1% |
| OPM % | 80.0% | 71.0% | 69.0% | 75.0% | 70.0% | 62.0% | 59.0% | 70.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Jio Financial Services reported sales of ₹3,513.00 crore (+72.0%) and net profit of ₹1,561.00 crore (-3.2%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 3,513 | 2,305 | 66.00 | 1,561 | 2.46 |
| Mar 2025 | 2,043 | 1,548 | 76.00 | 1,613 | 2.54 |
| Mar 2024 | 1,855 | 1,559 | 84.00 | 1,605 | 2.53 |
| Mar 2023 | 45.00 | 39.00 | 88.00 | 31.00 | – |
| Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|
| Sales growth | +4022.2% | +10.1% | +72.0% |
| Operating profit growth | +3897.4% | -0.7% | +48.9% |
| Net profit growth | +5077.4% | +0.5% | -3.2% |
| EPS growth | – | +0.4% | -3.1% |
| OPM % | 84.0% | 76.0% | 66.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
AI Analysis
Jio Financial Services is trading at ₹233.0, down 25.1% over 12 months and currently 27.6% below its 52-week high of ₹321.65, with price below the 200-day average (₹256.21) signalling a sustained downtrend. While revenue has surged 328% CAGR (3-year) and TTM sales grew 119%, profitability metrics are severely impaired: ROE collapsed to 1.2% (from 1% baseline) and ROCE plummeted to 2.0% (from 100% in Mar 2025), indicating massive capital inefficiency post-expansion. The stock trades at P/E of 76.63x (below industry 166.99x but misleading given ROE compression) and carries elevated financial leverage (D/E jumped from 0.03 to 0.16 YoY) alongside sharply negative operating cash flow of ₹-15,439 Cr in Mar 2026—a severe red flag for a financial services company.
- Revenue CAGR of 328% (3-year) and TTM growth of 119% demonstrates aggressive market capture in digital lending/credit services
- Net profit margins remain strong at 41.4% (Q Jun 2026) and 66% OPM annually, showing pricing power despite ROE compression
- Promoter holding increased to 49.13% (up 2.01% QoQ) signalling insider confidence in medium-term recovery trajectory
- ROCE collapsed from 100% (Mar 2025) to 2.0% (Mar 2026) and ROE stands at critically low 1.2%—indicating capital deployed at expansion has generated negligible returns, typical of early-stage lending entities with poor asset quality or underutilized balance sheet
- Operating cash flow turned sharply negative at ₹-15,439 Cr (Mar 2026) from ₹-10,089 Cr (Mar 2025), suggesting significant working capital drain or loan loss provisioning; combined with debt rising from ₹0 to ₹21,768 Cr, this signals potential credit stress or aggressive portfolio buildup with quality deterioration
AI-generated analysis for informational purposes only — not SEBI-registered investment advice.
See Full AI Analysis — Free FREE →Latest News
-
26% dip in YTD! Jio Financial Services shares hit 52-week low — will trend reverse? Target price, support, resistance
-
Jio Financial Services Ltd spurts 0.52%, rises for fifth straight session - Business Standard
-
Jio Financial Services Ltd spurts 0.52%, rises for fifth straight session - business-standard.com
-
Jio Financial Services to host investor meet at J.P. Morgan conference - scanx.trade
-
Jio Financial Services Ltd down for fifth straight session - Business Standard
-
Jio Financial Services Targets 100 Million Users in Growth Push - Whalesbook
-
Jio Financial Services shareholders approve all AGM resolutions - scanx.trade
-
Jio Financial Services inches up on entering into JV deal with BofA for Jio Credit
-
Jio Financial Services inches up on entering into JV deal with BofA for Jio Credit
-
Jio Financial Services Shares Climb Over 3%
Frequently Asked Questions
What is Jio Financial Services's current stock price?
Jio Financial Services shares were last quoted at ₹212.55 (-1.0% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Jio Financial Services?
Jio Financial Services has a price-to-earnings (P/E) ratio of 72.52 and a price-to-book (P/B) ratio of 1.11. The industry P/E is 158.08.
What is the 52-week high and low of Jio Financial Services?
The 52-week high of Jio Financial Services is ₹316.65 and the 52-week low is ₹223.30.
What is the market cap of Jio Financial Services?
The market capitalisation of Jio Financial Services is about ₹149,891.31 crore.
How did Jio Financial Services perform in its latest quarterly results?
In the latest quarter (Jun 2026), Jio Financial Services reported sales of ₹2,004.00 crore (+227.5%) and net profit of ₹830.00 crore (+155.4%), compared with the same quarter last year.
Is Jio Financial Services a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Jio Financial Services has a 3-year ROE of 1.00%, 3-year profit growth of 293.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Jio Financial Services?
Promoters hold about 49.13% of Jio Financial Services.
Which sector does Jio Financial Services belong to?
Jio Financial Services belongs to the Finance - Others sector.