ESAF Small Finance Bank
ESAF Small Finance Bank Share Price Chart
ESAF Small Finance Bank last traded at ₹43.47 (2026-10-13). Over the past month the stock moved +8.7%, three months the stock moved +50.0%, year the stock moved +49.2%. Its closing range over 52 weeks is ₹21.07 – ₹44.64, with the latest close 2.6% below the high.
Closing prices up to 2026-10-13.
About ESAF Small Finance Bank
Incorporated in 1992, ESAF Small Finance Bank provides micro, retail and corporate banking, para banking activities such as debit card, third party financial product distribution, in addition to treasury and permitted foreign exchange business[1]
Multi-Nodal Delivery Channels:[1] a) Banking Outlets: The company operates full-fledged banking product & services b) Institutional Business Correspondents (BCs): It undertakes sourcing and servicing of customers for micro loans, mortgage loans, vehicle loans, MSME loans, agricultural loans, select deposit and third-party products, through its 35 IBCs c) Digital Banking: Digital channels viz. internet banking and mobile banking offerings to help customers to pay bills, transfer funds to other banks instantaneously and use scan and pay facilities at merchant outlets
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), ESAF Small Finance Bank reported sales of ₹1,098.00 crore (+32.6%) and net profit of ₹80.00 crore, compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 1,098 | -141.00 | -13.00 | 80.00 | 1.55 |
| Mar 2026 | 995.00 | -174.00 | -18.00 | 24.00 | 0.46 |
| Dec 2025 | 894.00 | -260.00 | -29.00 | 7.00 | 0.14 |
| Sep 2025 | 820.00 | -301.00 | -37.00 | -116.00 | -2.25 |
| Jun 2025 | 828.00 | -304.00 | -37.00 | -81.00 | -1.58 |
| Mar 2025 | 892.00 | -386.00 | -43.00 | -183.00 | -3.55 |
| Dec 2024 | 948.00 | -396.00 | -42.00 | -211.00 | -4.09 |
| Sep 2024 | 995.00 | -294.00 | -30.00 | -190.00 | -3.69 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +5.5% | -2.7% | -11.0% | -19.0% | -17.6% | -5.7% | +11.5% | +32.6% |
| Operating profit growth | -369.7% | -1420.0% | – | – | – | – | – | – |
| Net profit growth | -235.7% | -288.4% | -525.6% | -228.6% | – | – | – | – |
| EPS growth | -218.3% | -287.6% | -522.6% | -229.5% | – | – | – | – |
| OPM % | -30.0% | -42.0% | -43.0% | -37.0% | -37.0% | -29.0% | -18.0% | -13.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), ESAF Small Finance Bank reported sales of ₹3,537.00 crore (-8.4%) and net profit of ₹-166.00 crore, compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 3,537 | -1,039 | -29.00 | -166.00 | -3.23 |
| Mar 2025 | 3,862 | -1,102 | -29.00 | -521.00 | -10.12 |
| Mar 2024 | 3,818 | 180.00 | 5.00 | 426.00 | 8.27 |
| Mar 2023 | 2,854 | 160.00 | 6.00 | 302.00 | 6.73 |
| Mar 2022 | 1,940 | -101.00 | -5.00 | 55.00 | 1.22 |
| Mar 2021 | 1,641 | 43.00 | 3.00 | 105.00 | 2.34 |
| Mar 2020 | 1,413 | 146.00 | 10.00 | 190.00 | 4.45 |
| Mar 2019 | 1,032 | 35.00 | 3.00 | 90.00 | 2.11 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +72.9% | +36.9% | +16.1% | +18.2% | +47.1% | +33.8% | +1.2% | -8.4% |
| Operating profit growth | – | +317.1% | -70.5% | -334.9% | – | +12.5% | -712.2% | – |
| Net profit growth | +233.3% | +111.1% | -44.7% | -47.6% | +449.1% | +41.1% | -222.3% | – |
| EPS growth | +142.5% | +110.9% | -47.4% | -47.9% | +451.6% | +22.9% | -222.4% | – |
| OPM % | 3.0% | 10.0% | 3.0% | -5.0% | 6.0% | 5.0% | -29.0% | -29.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
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ESAF Small Finance Bank posts 5th straight quarterly loss as NPAs surge
Frequently Asked Questions
What is the share price of ESAF Small Finance Bank today?
ESAF Small Finance Bank shares were last quoted at ₹43.47 (+5.0% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of ESAF Small Finance Bank?
ESAF Small Finance Bank has a price-to-earnings (P/E) ratio of -427.70 and a price-to-book (P/B) ratio of 1.19. The industry P/E is 18.25.
What is the 52-week high and low of ESAF Small Finance Bank?
The 52-week high of ESAF Small Finance Bank is ₹45.00 and the 52-week low is ₹19.74.
What is the market cap of ESAF Small Finance Bank?
The market capitalisation of ESAF Small Finance Bank is about ₹2,207.45 crore.
How did ESAF Small Finance Bank perform in its latest quarterly results?
In the latest quarter (Jun 2026), ESAF Small Finance Bank reported sales of ₹1,098.00 crore (+32.6%) and net profit of ₹80.00 crore, compared with the same quarter last year.
Is ESAF Small Finance Bank a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, ESAF Small Finance Bank has a 3-year ROE of -4.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in ESAF Small Finance Bank?
Promoters hold about 63.25% of ESAF Small Finance Bank.
Which sector does ESAF Small Finance Bank belong to?
ESAF Small Finance Bank belongs to the Bank - Private sector.