City Union Bank
City Union Bank Share Price Chart
City Union Bank last traded at ₹230.40 (2026-10-13). Over the past month the stock moved +1.3%, three months the stock moved +17.0%, year the stock moved +45.0%. Its closing range over 52 weeks is ₹164.47 – ₹237.00, with the latest close 2.8% below the high.
Closing prices up to 2026-10-13.
About City Union Bank
City Union Bank Limited is a banking company. The Bank's segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations.(Source : Company Web-site )
Business Profile[1][2] Established in 1904, City Union Bank is one of India's oldest banks, focusing on lending to MSME and Retail/Wholesale Trade. Headquartered in Tamil Nadu, it has a strong presence in South India with 901 branches as of Dec 2025.
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), City Union Bank reported sales of ₹1,985.00 crore (+23.7%) and net profit of ₹383.00 crore (+25.2%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 1,985 | 259.00 | 13.00 | 383.00 | 3.86 |
| Mar 2026 | 1,856 | 169.00 | 9.00 | 360.00 | 3.63 |
| Dec 2025 | 1,756 | 172.00 | 10.00 | 332.00 | 3.36 |
| Sep 2025 | 1,653 | 154.00 | 9.00 | 329.00 | 3.33 |
| Jun 2025 | 1,605 | 137.00 | 9.00 | 306.00 | 3.10 |
| Mar 2025 | 1,533 | 112.00 | 7.00 | 288.00 | 2.91 |
| Dec 2024 | 1,479 | 133.00 | 9.00 | 286.00 | 2.89 |
| Sep 2024 | 1,434 | 132.00 | 9.00 | 285.00 | 2.89 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +10.0% | +11.5% | +11.6% | +15.6% | +15.3% | +18.7% | +21.1% | +23.7% |
| Operating profit growth | -11.4% | +6.4% | -22.8% | -3.5% | +16.7% | +29.3% | +50.9% | +89.1% |
| Net profit growth | +1.4% | +13.0% | +12.9% | +15.9% | +15.4% | +16.1% | +25.0% | +25.2% |
| EPS growth | +1.8% | +12.9% | +12.8% | +15.7% | +15.2% | +16.3% | +24.7% | +24.5% |
| OPM % | 9.0% | 9.0% | 7.0% | 9.0% | 9.0% | 10.0% | 9.0% | 13.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), City Union Bank reported sales of ₹6,870.00 crore (+17.8%) and net profit of ₹1,326.00 crore (+18.0%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 6,870 | 632.00 | 9.00 | 1,326 | 17.85 |
| Mar 2025 | 5,834 | 600.00 | 10.00 | 1,124 | 15.16 |
| Mar 2024 | 5,271 | 564.00 | 11.00 | 1,016 | 13.71 |
| Mar 2023 | 4,714 | 440.00 | 9.00 | 937.00 | 12.66 |
| Mar 2022 | 4,105 | 311.00 | 8.00 | 760.00 | 10.28 |
| Mar 2021 | 4,135 | 92.00 | 2.00 | 593.00 | 8.02 |
| Mar 2020 | 4,169 | -15.00 | 0.00 | 476.00 | 6.46 |
| Mar 2019 | 3,767 | 472.00 | 13.00 | 683.00 | 9.30 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +10.7% | +10.7% | -0.8% | -0.7% | +14.8% | +11.8% | +10.7% | +17.8% |
| Operating profit growth | +52.3% | -103.2% | – | +238.0% | +41.5% | +28.2% | +6.4% | +5.3% |
| Net profit growth | +15.4% | -30.3% | +24.6% | +28.2% | +23.3% | +8.4% | +10.6% | +18.0% |
| EPS growth | +14.8% | -30.5% | +24.1% | +28.2% | +23.2% | +8.3% | +10.6% | +17.7% |
| OPM % | 13.0% | 0.0% | 2.0% | 8.0% | 9.0% | 11.0% | 10.0% | 9.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
AI Analysis
City Union Bank is trading at ₹222, up 11.64% over 1 month and 53.37% YoY, positioned 8.7% below 52W high with bullish technical setup (RSI 56.7, Tech Score 73.3, Trend BULLISH). Net profit shows strong recovery trajectory—Mar 2026 at ₹360 Cr (+8.4% QoQ), with annualised NIM at 3.24% (in the Average to Strong range for private banks) and improving asset quality (GNPA declining from ₹2.99 Cr in Jun 2025 to ₹1.91 Cr in Mar 2026, PCR at 64.4%). ROE is stable at 12.6% (Good range, 12–18%), and the board has approved a ₹500-Cr QIP—a positive signal for growth capital. Key near-term catalysts include QIP allotment and dividend record date; valuation at P/B 2.07 is fair given consistent 13% ROE and accelerating TTM profit growth to 18%.
- Strong asset quality improvement: GNPA declined 37% YoY (₹2.99 Cr Jun 2025 → ₹1.91 Cr Mar 2026) with PCR stable at 64.4% (Adequate to Strong coverage), signalling improving credit discipline.
- Consistent profitability and capital efficiency: ROE stable at 12.6% YoY with net profit CAGR 17% (5yr) and TTM 18%, demonstrating earnings quality and operational leverage.
- Bullish technical setup with recovery momentum: RSI 56.7 (bullish zone), Tech Score 73.3 (strong), Trend BULLISH, price 8.7% below 52W high, enabling near-term upside with sector-leading percentile rank 82.5.
- Rising D/E ratio volatility: Borrowings jumped to ₹5,327 Cr (Mar 2026) from ₹2,169 Cr (Mar 2025), raising D/E to 0.50 from 0.23, signalling increased leverage for growth or deposit management—requires monitoring if funding costs rise with RBI policy rate changes.
- NIM adequacy at sector threshold: Annualised NIM at 3.24% sits in the Average range for private banks (2.5–3.5%); any compression from competitive deposit pricing or policy rate cuts could pressure net interest income growth and margin expansion.
AI-generated analysis for informational purposes only — not SEBI-registered investment advice.
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Frequently Asked Questions
What is the share price of City Union Bank today?
City Union Bank shares were last quoted at ₹230.40 (-0.4% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of City Union Bank?
City Union Bank has a price-to-earnings (P/E) ratio of 15.94 and a price-to-book (P/B) ratio of 2.04. The industry P/E is 18.25.
What is the 52-week high and low of City Union Bank?
The 52-week high of City Union Bank is ₹248.75 and the 52-week low is ₹154.20.
What is the market cap of City Union Bank?
The market capitalisation of City Union Bank is about ₹22,367.02 crore.
How did City Union Bank perform in its latest quarterly results?
In the latest quarter (Jun 2026), City Union Bank reported sales of ₹1,985.00 crore (+23.7%) and net profit of ₹383.00 crore (+25.2%), compared with the same quarter last year.
Is City Union Bank a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, City Union Bank has a 3-year ROE of 13.00%, 3-year profit growth of 12.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
Which sector does City Union Bank belong to?
City Union Bank belongs to the Bank - Private sector.