Central Bank of India
Central Bank of India Share Price Chart
Central Bank of India last traded at ₹30.14 (2026-10-13). Over the past month the stock moved -2.3%, three months the stock moved -2.8%, year the stock moved -21.1%. Its closing range over 52 weeks is ₹30.00 – ₹40.07, with the latest close 24.8% below the high.
Closing prices up to 2026-10-13.
About Central Bank of India
Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business. The Treasury Operations segment includes dealing in government and other securities, money market operations and Forex operations.[1]
Key Ratios Q3 FY26[1][2][3][4] Capital Adequacy Ratio - 16.13% Net Interest Margin - 2.96% Gross NPA -2.7% Net NPA - 0.45% CASA Ratio - 47.13%
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Central Bank of India reported sales of ₹9,726.00 crore (+12.8%) and net profit of ₹1,325.00 crore (+3.2%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 9,726 | 803.00 | 8.00 | 1,325 | 1.46 |
| Mar 2026 | 9,698 | 448.00 | 5.00 | 748.00 | 0.82 |
| Dec 2025 | 9,070 | -335.00 | -4.00 | 1,265 | 1.40 |
| Sep 2025 | 8,777 | -28.00 | 0.00 | 1,234 | 1.36 |
| Jun 2025 | 8,623 | 21.00 | 0.00 | 1,284 | 1.42 |
| Mar 2025 | 8,653 | -553.00 | -6.00 | 1,106 | 1.22 |
| Dec 2024 | 8,542 | 185.00 | 2.00 | 966.00 | 1.11 |
| Sep 2024 | 8,235 | -71.00 | -1.00 | 926.00 | 1.06 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +11.6% | +8.9% | +3.4% | +3.1% | +6.6% | +6.2% | +12.1% | +12.8% |
| Operating profit growth | – | – | – | – | – | -281.1% | – | +3723.8% |
| Net profit growth | +48.6% | +30.9% | +35.4% | +35.9% | +33.3% | +31.0% | -32.4% | +3.2% |
| EPS growth | +47.2% | +30.6% | +29.8% | +30.3% | +28.3% | +26.1% | -32.8% | +2.8% |
| OPM % | -1.0% | 2.0% | -6.0% | 0.0% | 0.0% | -4.0% | 5.0% | 8.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Central Bank of India reported sales of ₹36,168.00 crore (+7.0%) and net profit of ₹4,531.00 crore (+14.9%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 36,168 | 143.00 | 0.00 | 4,531 | 5.00 |
| Mar 2025 | 33,797 | -346.00 | -1.00 | 3,943 | 4.35 |
| Mar 2024 | 30,849 | -133.00 | 0.00 | 2,677 | 3.07 |
| Mar 2023 | 25,657 | -1,026 | -4.00 | 1,688 | 1.93 |
| Mar 2022 | 22,903 | -934.00 | -4.00 | 1,083 | 1.24 |
| Mar 2021 | 22,830 | -4,133 | -18.00 | -995.00 | -1.70 |
| Mar 2020 | 23,676 | -4,464 | -19.00 | -1,252 | -2.20 |
| Mar 2019 | 22,749 | -7,766 | -34.00 | -5,611 | -13.88 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | -5.9% | +4.1% | -3.6% | +0.3% | +12.0% | +20.2% | +9.6% | +7.0% |
| Operating profit growth | – | – | – | – | – | – | – | – |
| Net profit growth | – | – | – | – | +55.9% | +58.6% | +47.3% | +14.9% |
| EPS growth | – | – | – | – | +55.6% | +59.1% | +41.7% | +14.9% |
| OPM % | -34.0% | -19.0% | -18.0% | -4.0% | -4.0% | 0.0% | -1.0% | 0.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
AI Analysis
Central Bank of India trades at ₹36.22, near its 50-day average (₹36.19) with a bullish 1-month trend (+15.17%) but negative 3-month momentum (-3.16%); the stock is deeply undervalued on P/E (6.78 vs industry 10.81) and P/B (0.85). However, structural concerns persist: operating margins are erratic (-4% to +0% across last 4 quarters), operating cash flow is sharply negative (₹-2,460 Cr in Mar 2025), and net profit relies heavily on 'Other Income' (₹1,937 Cr in Dec 2025 quarter vs operating profit of -₹345 Cr), signalling weak core banking earnings quality. ROE of 12.7% (TTM) is moderate but underpinned by asset growth rather than operational efficiency; D/E has improved to 0.32 (Sep 2025) from 0.62 (Mar 2024), a positive signal, yet the ultra-high promoter holding (89.27%) and minimal institutional participation raise governance and liquidity concerns.
- Valuation deeply discounted: P/E 6.78 vs industry 10.81 and P/B 0.85 suggests significant margin-of-safety for value investors
- Debt reduction momentum: D/E halved from 0.62 (Mar 2024) to 0.32 (Sep 2025), improving balance sheet strength and reducing financial risk
- Sector leadership: Ranks in 85th percentile within banking sector, indicating relative outperformance vs PSU bank peers despite micro challenges
- Structural cash flow deficit: Operating cash flow -₹2,460 Cr (Mar 2025) with net profit ₹1,265 Cr (Dec 2025) driven 15%+ by 'Other Income' (non-operating), indicating weak core banking earnings and quality concerns
- Concentration and governance risk: Promoter holding 89.27% with FII <1% and public <6% limits institutional scrutiny, liquidity, and independent board oversight typical of PSU banks
AI-generated analysis for informational purposes only — not SEBI-registered investment advice.
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Frequently Asked Questions
What is the share price of Central Bank of India today?
Central Bank of India shares were last quoted at ₹30.14 (+0.1% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Central Bank of India?
Central Bank of India has a price-to-earnings (P/E) ratio of 6.19 and a price-to-book (P/B) ratio of 0.70. The industry P/E is 9.08.
What is the 52-week high and low of Central Bank of India?
The 52-week high of Central Bank of India is ₹40.91 and the 52-week low is ₹29.35.
What is the market cap of Central Bank of India?
The market capitalisation of Central Bank of India is about ₹28,222.27 crore.
How did Central Bank of India perform in its latest quarterly results?
In the latest quarter (Jun 2026), Central Bank of India reported sales of ₹9,726.00 crore (+12.8%) and net profit of ₹1,325.00 crore (+3.2%), compared with the same quarter last year.
Is Central Bank of India a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Central Bank of India has a 3-year ROE of 11.00%, 3-year profit growth of 39.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Central Bank of India?
Promoters hold about 81.19% of Central Bank of India.
Which sector does Central Bank of India belong to?
Central Bank of India belongs to the Bank - Public sector.