Punjab National Bank
Punjab National Bank Share Price Chart
Punjab National Bank last traded at ₹115.87 (2026-10-13). Over the past month the stock moved -0.8%, three months the stock moved +9.4%, year the stock moved +2.3%. Its closing range over 52 weeks is ₹102.05 – ₹132.36, with the latest close 12.5% below the high.
Closing prices up to 2026-10-13.
About Punjab National Bank
Punjab National Bank is India's first Swadeshi Bank. PNB is a Banking and Financial service bank owned by the Government of India with its headquarters is in New Delhi, India. It is the Second largest PSU after SBI.[1]
Market Position[1] The bank is among the top 3 Public Sector Banks in India and 2nd largest by way of business size.
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Punjab National Bank reported sales of ₹33,589.00 crore (+3.1%) and net profit of ₹5,835.00 crore (+169.3%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 33,589 | 2,743 | 8.00 | 5,835 | 5.06 |
| Mar 2026 | 32,798 | 3,061 | 9.00 | 5,602 | 4.87 |
| Dec 2025 | 32,889 | 1,426 | 4.00 | 5,577 | 4.83 |
| Sep 2025 | 32,513 | 2,356 | 7.00 | 5,121 | 4.46 |
| Jun 2025 | 32,572 | 1,547 | 5.00 | 2,167 | 1.84 |
| Mar 2025 | 32,523 | 1,742 | 5.00 | 5,011 | 4.34 |
| Dec 2024 | 31,895 | 3,663 | 11.00 | 4,811 | 4.18 |
| Sep 2024 | 30,447 | 2,065 | 7.00 | 4,739 | 4.10 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +13.4% | +14.5% | +13.4% | +11.8% | +6.8% | +3.1% | +0.8% | +3.1% |
| Operating profit growth | – | +282.0% | +169.7% | -27.6% | +14.1% | -61.1% | +75.7% | +77.3% |
| Net profit growth | +138.1% | +97.1% | +49.0% | -45.7% | +8.1% | +15.9% | +11.8% | +169.3% |
| EPS growth | +126.5% | +89.1% | +42.8% | -49.0% | +8.8% | +15.6% | +12.2% | +175.0% |
| OPM % | 7.0% | 11.0% | 5.0% | 5.0% | 7.0% | 4.0% | 9.0% | 8.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Punjab National Bank reported sales of ₹130,772.00 crore (+5.5%) and net profit of ₹18,467.00 crore (-0.5%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 130,772 | 8,390 | 6.00 | 18,467 | 16.00 |
| Mar 2025 | 124,010 | 9,413 | 8.00 | 18,553 | 16.08 |
| Mar 2024 | 109,065 | 908.00 | 1.00 | 9,157 | 8.27 |
| Mar 2023 | 86,845 | -6,473 | -7.00 | 3,359 | 3.04 |
| Mar 2022 | 76,242 | -6,607 | -9.00 | 3,908 | 3.51 |
| Mar 2021 | 81,935 | -7,470 | -9.00 | 2,695 | 2.45 |
| Mar 2020 | 54,918 | -7,946 | -14.00 | 485.00 | 0.65 |
| Mar 2019 | 52,147 | -22,153 | -42.00 | -9,550 | -20.79 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +7.0% | +5.3% | +49.2% | -6.9% | +13.9% | +25.6% | +13.7% | +5.5% |
| Operating profit growth | – | – | – | – | – | – | +936.7% | -10.9% |
| Net profit growth | – | – | +455.7% | +45.0% | -14.0% | +172.6% | +102.6% | -0.5% |
| EPS growth | – | – | +276.9% | +43.3% | -13.4% | +172.0% | +94.4% | -0.5% |
| OPM % | -42.0% | -14.0% | -9.0% | -9.0% | -7.0% | 1.0% | 8.0% | 6.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
AI Analysis
PNB trades at ₹112.58, down 4.43% over 1 month but up 2.23% over 3 months, with P/B ratio of 0.86 indicating a 14% discount to book value. Net profit momentum is recovering (₹5,835 Cr in Jun 2026 vs ₹5,121 Cr in Sep 2025, +13.9% QoQ), and ROE has improved to 12.3% (annualized), though NIM at 2.17% is significantly compressed for a private bank and NII growth is moderating (TTM sales CAGR 3.0% vs historical 10-15%). Asset quality remains stable with reasonable provisioning coverage, but low NIM and slowing deposit growth are headwinds to profitability expansion.
- Net profit recovery momentum: QoQ growth of 13.9% (Jun 2026: ₹5,835 Cr vs Sep 2025: ₹5,121 Cr) indicates improving earnings trajectory after cyclical weakness.
- Strong capital adequacy and OCF: OCF of ₹25,635 Cr (Mar 2026) supports dividend yield of 2.57% and D/E improved to 0.72 from 0.79 YoY; 70% promoter holding signals insider confidence.
- Valuation discount: P/B of 0.86 trades 14% below book value of ₹131/share, providing downside protection if ROE sustains 12%+ range.
- NIM compression to 2.17% (annualized Jun 2026) is significantly below PSU peer average of 2.5%+; rising deposit competition and RBI rate-cut cycle threaten margin recovery, capping profit growth despite volume expansion.
- Revenue growth stalling: TTM sales CAGR of 3.0% vs 10-year 10% reflects sluggish NII growth; coupled with flat YoY performance in Mar 2026, this signals structural headwinds in loan/deposit expansion or pricing pressure.
AI-generated analysis for informational purposes only — not SEBI-registered investment advice.
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Frequently Asked Questions
What is the share price of Punjab National Bank today?
Punjab National Bank shares were last quoted at ₹115.87 (-0.9% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Punjab National Bank?
Punjab National Bank has a price-to-earnings (P/E) ratio of 6.07 and a price-to-book (P/B) ratio of 0.86. The industry P/E is 9.08.
What is the 52-week high and low of Punjab National Bank?
The 52-week high of Punjab National Bank is ₹135.15 and the 52-week low is ₹98.50.
What is the market cap of Punjab National Bank?
The market capitalisation of Punjab National Bank is about ₹134,122.65 crore.
How did Punjab National Bank perform in its latest quarterly results?
In the latest quarter (Jun 2026), Punjab National Bank reported sales of ₹33,589.00 crore (+3.1%) and net profit of ₹5,835.00 crore (+169.3%), compared with the same quarter last year.
Is Punjab National Bank a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Punjab National Bank has a 3-year ROE of 12.00%, 3-year profit growth of 76.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Punjab National Bank?
Promoters hold about 70.08% of Punjab National Bank.
Which sector does Punjab National Bank belong to?
Punjab National Bank belongs to the Bank - Public sector.