Unifinz Capital India
Unifinz Capital India Share Price Chart
Unifinz Capital India last traded at ₹109.20 (2026-10-13). Over the past month the stock moved +6.0%, three months the stock moved +12.1%, year the stock moved +5.0%. Its closing range over 52 weeks is ₹90.25 – ₹122.00, with the latest close 10.5% below the high.
Closing prices up to 2026-10-13.
About Unifinz Capital India
Incorporated in 1982, Unifinz Capital India Limited is a RBI registered NBFC. The Company commenced its retail lending operations under the Lendingplate brand in Mar'22, offering digital lending solutions to retail borrowers.
Business Overview:[1][2] Unifinz Capital India Ltd. is an RBI-registered NBFC–Investment & Credit Company (NBFC-ICC) that commenced retail lending operations under the Lendingplate brand in Mar'22. The Company operates as a technology-driven digital lender, providing unsecured personal loans primarily to salaried individuals across more than 450 cities and towns in India. Through its fully digital platform, Unifinz offers loans ranging from Rs. 5,000 to Rs. 2.5 lakh with tenures of 20 days to 12 months, supported by end-to-end digital loan origination, underwriting, and disbursement processes. Product portfolio[3] Personal, travel, wedding, education, home renovation, medical emergency, debt consolidation, balance transfer, short-term and long-term loans, along with specialised lending solutions for salaried employees, self-employed individuals, doctors, chartered accountants, government employees, and women borrowers.
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Unifinz Capital India reported sales of ₹180.00 crore (+116.9%) and net profit of ₹17.00 crore (+0.0%), compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 180.00 | 24.00 | 13.00 | 17.00 | 3.92 |
| Mar 2026 | 152.00 | 24.00 | 16.00 | 19.00 | 4.34 |
| Dec 2025 | 148.00 | 38.00 | 26.00 | 27.00 | 6.11 |
| Sep 2025 | 129.00 | 33.00 | 26.00 | 24.00 | 5.43 |
| Jun 2025 | 83.00 | 23.00 | 27.00 | 17.00 | 3.79 |
| Mar 2025 | 45.00 | 9.00 | 20.00 | 7.00 | 1.67 |
| Dec 2024 | 37.00 | 9.00 | 23.00 | 6.00 | 1.88 |
| Sep 2024 | 24.00 | 7.00 | 29.00 | 5.00 | 2.95 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +166.7% | +362.5% | +400.0% | +453.3% | +437.5% | +300.0% | +237.8% | +116.9% |
| Operating profit growth | +600.0% | – | – | +666.7% | +371.4% | +322.2% | +166.7% | +4.3% |
| Net profit growth | +400.0% | – | – | +750.0% | +380.0% | +350.0% | +171.4% | +0.0% |
| EPS growth | +570.5% | – | – | +257.5% | +84.1% | +225.0% | +159.9% | +3.4% |
| OPM % | 29.0% | 23.0% | 20.0% | 27.0% | 26.0% | 26.0% | 16.0% | 13.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Unifinz Capital India reported sales of ₹512.00 crore (+319.7%) and net profit of ₹87.00 crore (+335.0%), compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 512.00 | 118.00 | 23.00 | 87.00 | 19.68 |
| Mar 2025 | 122.00 | 35.00 | 28.00 | 20.00 | 22.66 |
| Mar 2024 | 30.00 | 3.00 | 10.00 | -1.00 | -3.63 |
| Mar 2023 | 9.00 | 1.00 | 11.00 | -1.00 | -1.75 |
| Mar 2022 | 2.00 | 1.00 | 54.00 | 1.00 | 3.34 |
| Mar 2021 | 1.00 | 1.00 | 46.00 | 0.00 | 1.56 |
| Mar 2020 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Mar 2019 | 1.00 | 0.00 | -12.00 | 0.00 | -0.32 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +0.0% | +0.0% | +0.0% | +100.0% | +350.0% | +233.3% | +306.7% | +319.7% |
| Operating profit growth | -100.0% | – | – | +0.0% | +0.0% | +200.0% | +1066.7% | +237.1% |
| Net profit growth | – | – | – | – | -200.0% | – | – | +335.0% |
| EPS growth | – | – | – | +114.1% | -152.4% | – | – | -13.2% |
| OPM % | -12.0% | 0.0% | 46.0% | 54.0% | 11.0% | 10.0% | 28.0% | 23.0% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
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Unifinz Capital India standalone net profit rises 3.21% in the June 2026 quarter - business-standard.com
Frequently Asked Questions
What is Unifinz Capital India's current stock price?
Unifinz Capital India shares were last quoted at ₹109.20 (+5.0% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Unifinz Capital India?
Unifinz Capital India has a price-to-earnings (P/E) ratio of 5.12 and a price-to-book (P/B) ratio of 2.48. The industry P/E is 24.58.
What is the 52-week high and low of Unifinz Capital India?
The 52-week high of Unifinz Capital India is ₹0.00 and the 52-week low is ₹0.00.
What is the market cap of Unifinz Capital India?
The market capitalisation of Unifinz Capital India is about ₹449.32 crore.
How did Unifinz Capital India perform in its latest quarterly results?
In the latest quarter (Jun 2026), Unifinz Capital India reported sales of ₹180.00 crore (+116.9%) and net profit of ₹17.00 crore (+0.0%), compared with the same quarter last year.
Is Unifinz Capital India a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Unifinz Capital India has a 3-year ROE of 64.00%, 3-year profit growth of 443.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Unifinz Capital India?
Promoters hold about 19.84% of Unifinz Capital India.
Which sector does Unifinz Capital India belong to?
Unifinz Capital India belongs to the Miscellaneous sector.