Karnavati Finance
Karnavati Finance Share Price Chart
Karnavati Finance last traded at ₹1.33 (2026-10-13). Over the past month the stock moved -1.5%, three months the stock moved -2.2%, year the stock moved -23.6%. Its closing range over 52 weeks is ₹1.13 – ₹1.70, with the latest close 21.8% below the high.
Closing prices up to 2026-10-13.
About Karnavati Finance
Incorporated in 1984, Karnavati Finance Ltd provides finance of personal loan, business loan, auto loan, education loan and mortgage loans[1]
Business Overview:[1][2] KFL is a Non-Systematically Important Non-Deposit Taking NBFC, offering lending, financing, and wealth management solutions. Its services include personal and business loans, gold loans, LAP, microfinance, corporate finance, mortgages, project loans, structured finance, capital market lending, digital lending, and debt syndication. Product Profile: a) Personal Loan:[3] The company offers unsecured loans which doesn’t require any security, mainly to Individuals and small businesses including proprietorship firms & MSMEs, etc b) Business Loan:[4] KFL provides finance for requirements of businessmen, Micro, Small, and Medium Enterprises (MSME,) and entrepreneurs c) Loan Against Property:[5] This loan is provided to individuals and business enterprises against their property which requires property to be mortgaged in favor of KaFL for security purposes. The tenure of the loan is generally for 3 to 5 year d) Gold Loan:[6] Company also offers loans against gold, gold jewelry, etc. e) Digital Lending:[7] It provides loans through its digital interface f) Micro Finance[8]
Fundamentals
Quarterly Results
In the latest quarter (Jun 2026), Karnavati Finance reported sales of ₹1.86 crore (+745.5%) and net profit of ₹6.25 crore, compared with the same quarter last year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Jun 2026 | 1.86 | 0.42 | 22.58 | 6.25 | 0.62 |
| Mar 2026 | 2.60 | -5.65 | -217.31 | -5.79 | -0.58 |
| Dec 2025 | 2.28 | 0.70 | 30.70 | 0.70 | 0.07 |
| Sep 2025 | 0.59 | -0.43 | -72.88 | -0.43 | -0.04 |
| Jun 2025 | 0.22 | -0.37 | -168.18 | -0.37 | -0.04 |
| Mar 2025 | 0.26 | -0.88 | -338.46 | -0.88 | -0.09 |
| Dec 2024 | 0.41 | -0.06 | -14.63 | -0.06 | -0.01 |
| Sep 2024 | 0.28 | -0.90 | -321.43 | -0.86 | -0.09 |
| Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | -76.5% | +5.1% | -70.8% | -65.1% | +110.7% | +456.1% | +900.0% | +745.5% |
| Operating profit growth | -234.3% | – | – | -317.6% | – | – | – | – |
| Net profit growth | -245.8% | – | – | -408.3% | – | – | – | – |
| EPS growth | -250.0% | – | – | -500.0% | – | – | – | – |
| OPM % | -321.4% | -14.6% | -338.5% | -168.2% | -72.9% | 30.7% | -217.3% | 22.6% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Annual Financials
In the latest year (Mar 2026), Karnavati Finance reported sales of ₹5.31 crore (+238.2%) and net profit of ₹-5.90 crore, compared with the previous year.
| Period | Sales | Operating profit | OPM % | Net profit | EPS (₹) |
|---|---|---|---|---|---|
| Mar 2026 | 5.31 | -5.74 | -108.10 | -5.90 | -0.59 |
| Mar 2025 | 1.57 | -0.53 | -33.76 | -1.68 | -0.17 |
| Mar 2024 | 3.04 | 0.00 | 0.00 | -1.67 | -0.17 |
| Mar 2023 | 2.85 | 1.09 | 38.25 | 0.56 | 0.06 |
| Mar 2022 | 2.40 | 0.36 | 15.00 | 0.30 | 0.03 |
| Mar 2021 | 1.22 | 0.27 | 22.13 | 0.12 | 0.01 |
| Mar 2020 | 2.76 | 0.41 | 14.86 | 0.11 | 0.01 |
| Mar 2019 | 3.24 | 2.58 | 79.63 | 0.72 | 0.07 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Sales growth | +60.4% | -14.8% | -55.8% | +96.7% | +18.8% | +6.7% | -48.4% | +238.2% |
| Operating profit growth | +76.7% | -84.1% | -34.1% | +33.3% | +202.8% | -100.0% | – | – |
| Net profit growth | +16.1% | -84.7% | +9.1% | +150.0% | +86.7% | -398.2% | – | – |
| EPS growth | +16.7% | -85.7% | +0.0% | +200.0% | +100.0% | -383.3% | – | – |
| OPM % | 79.6% | 14.9% | 22.1% | 15.0% | 38.3% | 0.0% | -33.8% | -108.1% |
Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.
Shareholding
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Frequently Asked Questions
What is Karnavati Finance's current stock price?
Karnavati Finance shares were last quoted at ₹1.33 (-3.6% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.
What is the P/E ratio of Karnavati Finance?
Karnavati Finance has a price-to-earnings (P/E) ratio of 19.43 and a price-to-book (P/B) ratio of 1.30. The industry P/E is 24.58.
What is the 52-week high and low of Karnavati Finance?
The 52-week high of Karnavati Finance is ₹1.98 and the 52-week low is ₹1.08.
What is the market cap of Karnavati Finance?
The market capitalisation of Karnavati Finance is about ₹13.67 crore.
How did Karnavati Finance perform in its latest quarterly results?
In the latest quarter (Jun 2026), Karnavati Finance reported sales of ₹1.86 crore (+745.5%) and net profit of ₹6.25 crore, compared with the same quarter last year.
Is Karnavati Finance a good stock to buy?
This page is for information and is not investment advice. As per the data shown here, Karnavati Finance has a 3-year ROE of -30.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.
What is the promoter holding in Karnavati Finance?
Promoters hold about 62.06% of Karnavati Finance.
Which sector does Karnavati Finance belong to?
Karnavati Finance belongs to the Finance - Investment sector.