GIC Housing Finance

Finance - Housing
₹131.50
-0.02%
Prev close ₹131.53
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GIC Housing Finance Share Price Chart

GIC Housing Finance last traded at ₹131.50 (2026-10-13). Over the past month the stock moved -4.0%, three months the stock moved -12.3%, year the stock moved -25.3%. Its closing range over 52 weeks is ₹131.20 – ₹179.93, with the latest close 26.9% below the high.

Closing prices up to 2026-10-13.

About GIC Housing Finance

Incorporated in 1989, GIC Housing Finance Ltd provides loans for the purchase or construction of residential unit[1]

Business Overview:[1][2] GICHFL is registered with the National Housing Bank as an NBFC. It is in housing finance business, financing purchase of plots, houses, flats, as well as for the construction, repair, renovation, and upgrade of residential properties, including houses, flats, etc.

Fundamentals

Market Cap₹738.30 Cr
52W High₹183.90
52W Low₹130.15
P/E Ratio4.69
P/B Ratio0.35
EPS₹29.24
Dividend Yield3.28%
ROE (3yr)8%
Sales Growth (3yr)-1%
Profit Growth (3yr)-10%

Quarterly Results

In the latest quarter (Jun 2026), GIC Housing Finance reported sales of ₹267.00 crore (+0.8%) and net profit of ₹10.00 crore (+42.9%), compared with the same quarter last year.

GIC Housing Finance quarterly results (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Jun 2026267.0021.008.0010.001.86
Mar 2026273.0065.0024.0054.009.95
Dec 2025273.0058.0021.0044.008.10
Sep 2025272.0064.0023.0050.009.28
Jun 2025265.00-18.00-7.007.001.36
Mar 2025272.0068.0025.0035.006.52
Dec 2024269.0059.0022.0050.009.22
Sep 2024264.0050.0019.0036.006.77
Year-on-year change vs the same quarter last year
Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales growth-1.5%+3.1%+4.6%-3.3%+3.0%+1.5%+0.4%+0.8%
Operating profit growth+19.0%+34.1%-11.7%-138.3%+28.0%-1.7%-4.4%–
Net profit growth+20.0%+38.9%-35.2%-82.1%+38.9%-12.0%+54.3%+42.9%
EPS growth+20.9%+39.5%-34.5%-81.2%+37.1%-12.1%+52.6%+36.8%
OPM %19.0%22.0%25.0%-7.0%23.0%21.0%24.0%8.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Annual Financials

In the latest year (Mar 2026), GIC Housing Finance reported sales of ₹1,082.00 crore (+0.3%) and net profit of ₹154.00 crore (-3.7%), compared with the previous year.

GIC Housing Finance annual profit & loss (₹ crore)
PeriodSalesOperating profitOPM %Net profitEPS (₹)
Mar 20261,082169.0016.00154.0028.69
Mar 20251,079225.0021.00160.0029.74
Mar 20241,060209.0020.00151.0028.07
Mar 20231,123294.0026.00213.0039.59
Mar 20221,152234.0020.00174.0032.23
Mar 20211,232131.0011.00106.0019.60
Mar 20201,252116.009.0046.008.47
Mar 20191,228248.0020.00172.0031.90
Year-on-year change vs the previous year
Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales growth+10.4%+2.0%-1.6%-6.5%-2.5%-5.6%+1.8%+0.3%
Operating profit growth-9.8%-53.2%+12.9%+78.6%+25.6%-28.9%+7.7%-24.9%
Net profit growth-16.5%-73.3%+130.4%+64.2%+22.4%-29.1%+6.0%-3.7%
EPS growth-16.5%-73.4%+131.4%+64.4%+22.8%-29.1%+5.9%-3.5%
OPM %20.0%9.0%11.0%20.0%26.0%20.0%21.0%16.0%

Colour scale: below -5% -5% to 0% 0% to 5% 5% to 20% 20% and above. A dash means the earlier figure was zero or negative, so a percentage is not meaningful.

Shareholding

Promoter Holding42.41%

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Frequently Asked Questions

What is GIC Housing Finance's current stock price?

GIC Housing Finance shares were last quoted at ₹131.50 (-0.0% on the day). Use the Refresh price button on this page for the latest available price. Prices are for information only.

What is the P/E ratio of GIC Housing Finance?

GIC Housing Finance has a price-to-earnings (P/E) ratio of 4.69 and a price-to-book (P/B) ratio of 0.35. The industry P/E is 12.91.

What is the 52-week high and low of GIC Housing Finance?

The 52-week high of GIC Housing Finance is ₹183.90 and the 52-week low is ₹130.15.

What is the market cap of GIC Housing Finance?

The market capitalisation of GIC Housing Finance is about ₹738.30 crore.

How did GIC Housing Finance perform in its latest quarterly results?

In the latest quarter (Jun 2026), GIC Housing Finance reported sales of ₹267.00 crore (+0.8%) and net profit of ₹10.00 crore (+42.9%), compared with the same quarter last year.

Is GIC Housing Finance a good stock to buy?

This page is for information and is not investment advice. As per the data shown here, GIC Housing Finance has a 3-year ROE of 8.00%, 3-year profit growth of -10.00%. Review the fundamentals, quarterly results and AI analysis on StockSpin, and consult a SEBI-registered adviser before investing.

What is the promoter holding in GIC Housing Finance?

Promoters hold about 42.41% of GIC Housing Finance.

Which sector does GIC Housing Finance belong to?

GIC Housing Finance belongs to the Finance - Housing sector.

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